14 Winsted Rd, Torrington, CT 06790 Property Records

Torrington City property record for 14 Winsted Rd, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,328 sqft · built 1920
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$136,000 (May 2017)
Tax Bill	$7,486 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2023 Mortgage + 1 more
APN	`008548`

Property Details

APN / Parcel Number

Primary APN	`008548`
Alternative APNs	`TORR M:120 B:008 L:006` `8548`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,328 sqft Living Area
Gross Area	5,254 sqft
Basement Area	1,446 sqft
Unfinished Basement	1,446 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	8548
Street Address	14 WINSTED RD
City	TORRINGTON
State	CT
Zip	06790-2924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Block	8
Legal Lot Number	6
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	4
Census Block	4016
Census Tract	310100

Owner

14 Winsted Rd is owned and occupied by an individual who bought it in May 2017.

Source: Torrington City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	14 WINSTED RD, TORRINGTON, CT 06790-2924
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · ARM ROCKET MORTGAGE LLC
Jul 21, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
May 30, 2017	Warranty Deed, Transfer · FHA Mortgage NORTHPOINT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2017 · Amount on File
Deed Sale	May 30, 2017 · Amount on File
Prior Sale	Nov 19, 2012 · Amount on File
Deed Book / Page	1248 / 377
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Recording Date	Jul 31, 2026
Property Address	14 WINSTED RD, TORRINGTON, CT 06790-2924
Document Number	0000511750
Book / Page	1466 / 977
Instrument Date	Jul 27, 2026
Instrument	2026511750
Transaction Type	Mortgage
Record Updated	Aug 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 WINSTED RD, TORRINGTON, CT 06790-2924

Mortgage

Document Number	0000511750,
Date	Jul 31, 2026
Book Page	1466/977
Instrument	2026511750

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Type Change Date	Oct 1, 2031
Index	1-Year CMT
Margin	2
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	14 WINSTED RD, TORRINGTON, CT 06790-2924
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01393-1065
Date	Jul 21, 2023
Book Page	1393/1065
Instrument	2023-485748

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	May 30, 2017
Property Address	14 WINSTED RD, TORRINGTON, CT 06790-2924
Document Number	1248-377
Book / Page	1248 / 377
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12480380
Date	May 30, 2017
Instrument	01248/0380

Lender

Name	NORTHPOINT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 30, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 14 Winsted Rd was $7,486, down 13% from the year before.

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,486.00 (-12.97%)	$223,720 (-) Land $23,800 Building $199,920	$315,915 (+101.73%)
2025	$8,602.00	$223,720 Land $23,800 Building $199,920	$156,604 Land $16,660 Building $139,944
2024	$8,602.00 (+69.9%)
2023	$5,063.00 (+1.75%)	$105,560 (-) Land $23,770 Building $81,790
2022	$4,976.00	$105,560 Land $23,770 Building $81,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 14 Winsted Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Winsted Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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