Middlesex County and Lowell City property record for 14 Windward Rd, Lowell, MA 01852
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,540 sqft · built 1961 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Aug 2022) |
| Tax Bill | $6,061 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Aug 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M08640 |
| Primary APN | M08640 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,540 sqft Living Area |
| Gross Area | 2,522 sqft |
| 1st Floor Area | 1,180 sqft |
| Basement Area | 1,080 sqft |
| Unfinished Basement | 480 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | M08640 |
|---|---|
| Street Address | 14 WINDWARD RD |
| City | LOWELL |
| State | MA |
| Zip | 01852-3928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SSF |
| Legal Block | 6430 |
| Legal Lot Number | 14 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 312502 |
Source: Middlesex County and Lowell City records · APN M08640
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 WINDWARD RD, LOWELL, MA 01852-3928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 19, 2025 | Deed of Trust, Mortgage · Line of Credit DIGITAL FCU |
| Aug 14, 2024 | Deed of Trust, Mortgage · Line of Credit DIGITAL FCU |
| Aug 31, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage DIGITAL FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 31, 2022 · Amount on Record |
| Deed Sale | Aug 31, 2022 · Amount on Record |
| Deed Document Number | 202237037 |
| Deed Book / Page | 37345 / 1 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 14 WINDWARD RD, LOWELL, MA 01852-3928 |
| Transaction Type | Mortgage |
| Record Updated | Jan 07, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0039752-17 |
|---|---|
| Date | Dec 19, 2025 |
| Book Page | 39752/17 |
| Instrument | 41265 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 469 Months |
| Due | Jan 01, 2065 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 14 WINDWARD RD, LOWELL, MA 01852-3928 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 038684-108 |
|---|---|
| Date | Aug 14, 2024 |
| Book Page | 38684/108 |
| Instrument | 24317 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Sep 01, 2064 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Aug 31, 2022 |
| Property Address | 14 WINDWARD RD, LOWELL, MA 01852-3928 |
| Document Number | 00037345-1 |
| Book / Page | 37345 / 1 |
| Instrument Date | Aug 31, 2022 |
| Instrument | 37037 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 14 WINDWARD RD, LOWELL, MA 01852-3928 |
| Document Number | 0000037038 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | 37038 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,061.00 (+7.98%) | $528,000 (+12.03%) Land $237,400 Building $290,600 | $560,975 (+4.74%) |
| 2024 | $5,613.00 (+5.65%) | $471,300 (+10.17%) Land $221,800 Building $249,500 | $535,610 |
| 2023 | $5,313.00 | $427,800 Land $192,900 Building $234,900 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1978–1979) |
| Most Recent Claim | Jan 1979 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile USA.
Based on FCC filings for 482 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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