14 Windsor Rd, Shirley, MA 01464 Property Records

Middlesex County and Shirley Town property record for 14 Windsor Rd, Shirley, MA 01464

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,598 sqft · built 2006
Lot Size	0.857 acres (37,313 sqft)
Owner	Individual Name on File
Tax Bill	$8,506 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`SHIR M:0007 B:000A L:00004`

Property Details

APN / Parcel Number

Primary APN	`SHIR M:0007 B:000A L:00004`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,598 sqft Living Area
Gross Area	4,592 sqft
Basement Area	1,270 sqft
Unfinished Basement	1,270 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,313 sqft (0.857 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	14 WINDSOR RD
City	SHIRLEY
State	MA
Zip	01464-2455
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	APPLE ORCHARD ESTATES
Legal Block	A
Legal Lot Number	4
Jurisdiction	SHIRLEY MA
Township / Civil Division	SHIRLEY
Census Block Group	2
Census Block	2046
Census Tract	388200

Owner

14 Windsor Rd is owned and occupied by an individual.

Source: Middlesex County and Shirley Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	14 WINDSOR RD, SHIRLEY, MA 01464-2455
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2023	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
Nov 9, 2017	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIRLEY MA
Property Address	14 WINDSOR RD, SHIRLEY, MA 01464-2455
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081194-320
Date	Jan 25, 2023
Book Page	81194/320
Instrument	8927

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Feb 1, 2063

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIRLEY MA
Property Address	14 WINDSOR RD, SHIRLEY, MA 01464-2455
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70211-272
Date	Nov 9, 2017
Book Page	70211/272
Instrument	182771

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Nov 1, 2057

Tax Assessment & Valuation

The 2026 property tax bill for 14 Windsor Rd was $8,506, up 10,401.2% from the year before.

Source: Middlesex County and Shirley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Shirley Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,506.00 (+10,401.23%)	$686,500 (+8.97%) Land $183,000 Building $503,500	$722,386 (+5.14%)
2025	$81.00 (-99%)	$630,000 (+5.81%) Land $155,700 Building $474,300	$687,040
2024	$8,080.00 (+6.23%)	$595,400 (+11%) Land $147,900 Building $447,500
2023	$7,606.00	$536,400 Land $147,900 Building $388,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Windsor Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	12 (1982–2010)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Windsor Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHIRLEY WATER DISTRICT serves 4,165 people · EPA ID MA2270000
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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