14 Windgate, Mission Viejo, CA 92692 Property Records

Orange County property record for 14 Windgate, Mission Viejo, CA 92692

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,488 sqft · built 1996
Lot Size	0.185 acres (8,066 sqft)
Owner	2 Individual Names on File
Last Sale	$1,525,000 (Jun 2022)
Tax Bill	$16,317 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`787-241-07`

Property Details

APN / Parcel Number

Primary APN	`787-241-07`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,488 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	8,066 sqft (0.185 acres)
Garage Area	622 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	14 WINDGATE
City	MISSION VIEJO
State	CA
Zip	92692-5172
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 15018 BLK LOT 59 TRACT NO 15018 LOT 59 AND POR LOT F
Legal Subdivision	BEL MIRA/QUAIL RUN
Legal Tract	15018
Legal Lot Number	59,F
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	2
Census Block	2001
Census Tract	32038

Owner

14 Windgate is owned and occupied by two individuals who bought it in June 2022.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 WINDGATE, MISSION VIEJO, CA 92692-5172
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 1, 2022	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Nov 10, 2021	Intrafamily Transfer, Transfer WFG LENDER SERVICES
Jan 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Mar 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2022 · Amount on File
Deed Sale	Jun 1, 2022 · Amount on File
Prior Sale	May 21, 2007 · Amount on File
Deed Document Number	2022200663
Prior Transfer Date	Oct 22, 2021
Prior Transfer Doc	0000692996
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	14 WINDGATE, MISSION VIEJO, CA 92692-5172
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 WINDGATE, MISSION VIEJO, CA 92692-5172

Mortgage

Document Number	0000661445
Date	Nov 1, 2021
Instrument	2021000661445

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 1, 2022
Property Address	14 WINDGATE, MISSION VIEJO, CA 92692-5172
Document Number	0000200663
Map Reference	DOC 96-0245902
Instrument Date	May 3, 2022
Instrument	2022000200663
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14 WINDGATE, MISSION VIEJO, CA 92692-5172

Mortgage

Document Number	0000200664
Date	Jun 1, 2022
Instrument	2022000200664

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Nov 10, 2021
Property Address	14 WINDGATE, MISSION VIEJO, CA 92692-5172
Document Number	0000692996
Instrument Date	Oct 22, 2021
Instrument	2021000692996
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	WFG LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14 WINDGATE, MISSION VIEJO, CA 92692-5172

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	14 WINDGATE, MISSION VIEJO, CA 92692-5172
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015205
Date	Jan 12, 2017
Instrument	2017000015205

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	14 WINDGATE, MISSION VIEJO, CA 92692-5172
Document Number	0000126388
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14 WINDGATE SAN JUAN CAPISTRANO CA 926925172, SAN JUAN CAPISTRANO, CA 92692-5172

Mortgage

Document Number	0000126388
Date	Mar 20, 2020
Instrument	126388

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 14 Windgate was $16,317.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Mission Viejo City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,650,708 (+2%) Land $1,288,220 Building $362,488
2025	$16,317.00	$1,618,342 Land $1,262,961 Building $355,381
2023	$15,629.00 (+62.62%)	$1,555,500 Land $1,213,918 Building $341,582
2022	$9,611.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 14 Windgate in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Windgate is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500

May also be available: AT&T, T-Mobile, Verizon.

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