14 Windermere Rd, Lincroft, NJ 07738 Property Records

Monmouth County and Middletown Township property record for 14 Windermere Rd, Lincroft, NJ 07738

Property Summary

Property Type	Single Family Home
Details	4,131 sqft · built 2016
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,128,564 (Jul 2018)
Tax Bill	$28,560 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-01049-03-00018-01`

Property Details

APN / Parcel Number

Primary APN	`32-01049-03-00018-01`

Interior

Building Area	4,131 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Exterior Material	Stucco
Lot Area	29,621 sqft (0.68 acres)

Location & Zoning

Street Address	14 WINDERMERE RD
City	LINCROFT
State	NJ
Zip	07738-1141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R220
Legal Description	ADDITIONAL LOTS: CLASSIC
Legal Subdivision	BAMM HOLLOW ESTATES PH 1
Legal Block	1049
Legal Lot Number	18.1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1009
Census Tract	801500

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 WINDERMERE RD, LINCROFT, NJ 07738-1141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEARNY BANK
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage KEARNY BK
Jul 27, 2018	Grant Deed, Subdivision Related Transfer TBI MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2018 · Amount on Record
Deed Sale	Jul 27, 2018 · Amount on Record
Deed Document Number	201874303
Deed Book / Page	9302 / 8916
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	14 WINDERMERE RD, LINCROFT, NJ 07738-1141
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	TITLE US LLC, TITLE TRUST LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095165009
Date	Jun 2, 2021
Book Page	9516/5009
Instrument	2021087569

Lender

Name	KEARNY BANK
Type	Bank
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	14 WINDERMERE RD, LINCROFT, NJ 07738-1141
Document Number	0000089745
Instrument Date	Aug 6, 2020
Transaction Type	Mortgage
Record Updated	Sep 11, 2020
Title Company	TITLE TRUST

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 WINDERMERE RD LINCROFT NJ 077381141, LINCROFT, NJ 07738-1141

Mortgage

Document Number	0000089745
Date	Aug 14, 2020
Book Page	009433/006173
Instrument	89745

Lender

Name	KEARNY BK
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 13, 2035

July 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 27, 2018
Property Address	14 WINDERMERE RD, LINCROFT, NJ 07738-1141
Document Number	0000074303
Book / Page	009302 / 008916
Instrument Date	Jun 7, 2018
Instrument	74303
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 14, 2018
Title Company	WESTMINSTER ABSTRACT COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,128.56
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 WINDERMERE RD LINCROFT NJ 077381141, LINCROFT, NJ 07738-1141

Mortgage

Document Number	74304
Date	Jul 27, 2018
Book Page	009302/008925
Instrument	74304

Lender

Name	TBI MTG
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2048

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,913,900 (+8.16%) Land $833,400 Building $1,080,500	$1,913,900 (+8.16%) Land $833,400 Building $1,080,500
2025	$28,560.00 (+11.98%)	$1,769,500 (+22.91%) Land $686,800 Building $1,082,700	$1,769,500 (+22.91%) Land $686,800 Building $1,082,700
2024	$25,504.00 (+4.7%)
2023		$1,439,700 Land $402,400 Building $1,037,300	$1,439,700 Land $402,400 Building $1,037,300
2022	$24,358.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1995 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 64% of New Jersey
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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