Bergen County and Upper Saddle River Borough property record for 14 Willow Hill, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 4,542 sqft · built 1989 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $2,100,000 (Apr 2025) |
| Tax Bill | $29,394 (2025) |
| Deeds & Mortgages | Jan 2023 Construction Loan Oct 2022 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-01204-0000-00001-03 |
| Primary APN | 63-01204-0000-00001-03 |
|---|---|
| Alternative APN |
|
| Building Area | 4,542 sqft Living Area |
|---|
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 37,462 sqft (0.86 acres) |
| Street Address | 14 WILLOW HL |
|---|---|
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-2151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .860 AC |
| Legal Subdivision | BOROUGH/UPPER SADDLE RIVER |
| Legal Block | 1204 |
| Legal Lot Number | 1.03 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 53201 |
Source: Bergen County and Upper Saddle River Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 14 WILLOW HL, UPPER SADDLE RIVER, NJ 07458-2151 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jan 27, 2023 | Deed of Trust, Mortgage · Construction Mortgage M&J PRIME CAPITAL LLC |
| Oct 13, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage M&J PRIME CAPITAL LLC |
| Aug 18, 2022 | Quit Claim Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC |
| Dec 31, 2020 | Deed, Construction Loan · Construction Mortgage BD CAPITAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2025 · Amount on Record |
| Deed Sale | Apr 29, 2025 · Amount on Record |
| Prior Sale | Dec 31, 2020 · Amount on Record |
| Deed Document Number | 202530148 |
| Deed Book / Page | 5491 / 48 |
| Prior Transfer Date | Oct 31, 2006 |
| Prior Transfer Doc | 9192000466 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 14 WILLOW HL, UPPER SADDLE RIVER, NJ 07458-2151 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 80 IVY ST, KEARNY, NJ 07032-3406 |
| Document Number | 0049180219 |
|---|---|
| Date | Jan 27, 2023 |
| Book Page | 4918/219 |
| Instrument | 2023007923 |
| Name | M&J PRIME CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT LEE, NJ 07024 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 14 WILLOW HL, UPPER SADDLE RIVER, NJ 07458-2151 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 80 IVY ST, KEARNY, NJ 07032-3406 |
| Document Number | 0048341079 |
|---|---|
| Date | Oct 13, 2022 |
| Book Page | 4834/1079 |
| Instrument | 2022099453 |
| Name | M&J PRIME CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT LEE, NJ 07024 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 18, 2022 |
| Property Address | 14 WILLOW HL, UPPER SADDLE RIVER, NJ 07458-2151 |
| Document Number | 0047771543 |
| Book / Page | 4777 / 1543 |
| Instrument Date | Mar 25, 2022 |
| Instrument | 2022081913 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2022 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 80 IVY ST, 80, KEARNY, NJ 07032-3406 |
| Name | Verified Name |
|---|---|
| Address | 80 IVY ST, KEARNY, NJ 07032-3406 |
| Document Number | 2022081914 |
|---|---|
| Date | Aug 18, 2022 |
| Instrument | 2022081914 |
| Name | CHANGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 31, 2020 |
| Property Address | 14 WILLOW HL, UPPER SADDLE RIVER, NJ 07458-2151 |
| Document Number | 0038911395 |
| Book / Page | 3891 / 1395 |
| Instrument Date | Mar 4, 2020 |
| Instrument | 20-141234 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 17, 2022 |
| Title Company | GUARDIAN TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,156.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 80 IVY ST, KEARNY, NJ 07032-3406 |
| Document Number | 0020141236 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 20-141236 |
| Name | BD CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,134,900 (-) Land $363,000 Building $771,900 | $1,134,900 (-) Land $363,000 Building $771,900 | |
| 2025 | $29,394.00 (+1.73%) | $1,134,900 (-) Land $363,000 Building $771,900 | $1,134,900 (-) Land $363,000 Building $771,900 |
| 2024 | $28,895.00 (+2.95%) | ||
| 2023 | $1,134,900 Land $363,000 Building $771,900 | $1,134,900 Land $363,000 Building $771,900 | |
| 2022 | $28,066.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures