14 White Oak Dr, Colbert, GA 30628 Property Records

Oglethorpe County property record for 14 White Oak Dr, Colbert, GA 30628

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,386 sqft · built 1990
Lot Size	8.38 acres (365,033 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Jul 2019)
Tax Bill	$5,465 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`048 069`

Property Details

APN / Parcel Number

Primary APN	`048 069`
Alternative APN	`2254`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,386 sqft Heated Area
1st Floor Area	2,542 sqft
2nd Floor Area	338 sqft
Attic Area	333 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	365,033 sqft (8.38 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	112 sqft
Deck Area	204 sqft
Patio Area	240 sqft
Gazebo	144 sqft
Storage Building	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2254
Old Parcel Number	048 069
Street Address	14 WHITE OAK DR
City	COLBERT
State	GA
Zip	30628-1650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	HOUSE/8.38 ACRES
Legal Subdivision	HAWKS LANDING I
Legal Lot Number	1
Jurisdiction	OGLETHORPE GA
Township / Civil Division	CRAWFORD
Census Block Group	1
Census Block	1008
Census Tract	960205

Owner

14 White Oak Dr is owned and occupied by an individual who bought it in July 2019.

Source: Oglethorpe County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	14 WHITE OAK DR, COLBERT, GA 30628-1650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2018	Deed of Trust, Mortgage · Closed-End Mortgage COMMERCIAL BANK
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIME LENDING
Jul 25, 2019	Warranty Deed, Transfer · Conventional Mortgage BRANCH BANKING AND TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2019 · Amount on File
Deed Sale	Jul 29, 2019 · Amount on File
Deed Document Number	0000113517
Deed Book / Page	113 / 517
Prior Transfer Date	Jul 25, 2019
Prior Transfer Doc	000113/517
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLETHORPE GA
Property Address	14 WHITE OAK DR, COLBERT, GA 30628-1650
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000095/191
Date	Jul 2, 2018
Book Page	95/191
Instrument	001491

Lender

Name	COMMERCIAL BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 1, 2019

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLETHORPE GA
Property Address	14 WHITE OAK DR, COLBERT, GA 30628-1650
Transaction Type	Mortgage
Record Updated	Apr 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 WHITE OAK DR, COLBERT, GA 30628-1650

Mortgage

Document Number	0000000144/0000000414
Date	Jan 25, 2021
Book Page	0000000144/0000000414

Lender

Name	PRIME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2041

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLETHORPE GA
Recording Date	Jul 25, 2019
Property Address	14 WHITE OAK DR, COLBERT, GA 30628-1650
Document Number	000113/517
Book / Page	113 / 517
Instrument Date	Jul 25, 2019
Instrument	2019-000510
Transaction Type	Transfer
Record Updated	Apr 14, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 WHITE OAK DR, COLBERT, GA 30628-1650

Mortgage

Document Number	0000000113/0000000518
Date	Jul 29, 2019
Book Page	0000000113/0000000518
Instrument	001706

Lender

Name	BRANCH BANKING AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 14 White Oak Dr was $5,465 with a homeowner's exemption.

Source: Oglethorpe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Oglethorpe County
Unified School District	Oglethorpe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,465.00 Homeowner's exemption	$229,800 Land $35,600 Building $194,200	$574,500 Land $89,000 Building $485,500
2023	$5,841.00 (+3.67%) Homeowner's exemption	$229,800 (+23.15%) Land $35,600 Building $194,200	$574,500 (+23.15%) Land $89,000 Building $485,500
2022	$5,634.00 Homeowner's exemption	$186,600 Land $20,840 Building $165,760	$466,500 Land $52,100 Building $414,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14 White Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 White Oak Dr is low, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THE ESTATES AT HAWKS LANDING WS private · serves 146 people · EPA ID GA2210060
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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