Suffolk County and Smithtown Town property record for 14 Wayside Ln, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,051 sqft · built 1963 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $630,000 (Jul 2022) |
| Tax Bill | $11,246 (2024) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 68.-6-14 |
| Primary APN | 473489 68.-6-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,051 sqft Living Area |
| Gross Area | 1,320 sqft |
| 1st Floor Area | 1,051 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 10,019 sqft (0.23 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 269 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 312 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | S90084 |
|---|---|
| Street Address | 14 WAYSIDE LN |
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-2420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 16-638651 TC-69 *3517 LOT 82 ROYAL OAKS AT SMITHTOWN S |
| Legal Subdivision | MAP OF ROYAL OAKS AT SMITHTOWN SECTION 2 |
| Legal Block | 6 |
| Legal Lot Number | 14 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 135104 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14 WAYSIDE LN, SMITHTOWN, NY 11787-2420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2022 | Deed, Transfer · Stand-Alone First Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 1, 2017 | Grant Deed, Transfer · FHA Mortgage CITIZENS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2022 · Amount on Record |
| Deed Sale | Jul 29, 2022 · Amount on Record |
| Prior Sale | Sep 1, 2017 · Amount on Record |
| Deed Book / Page | 13166 / 893 |
| Prior Transfer Date | Mar 30, 1998 |
| Prior Transfer Doc | 1188000455 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jul 29, 2022 |
| Property Address | 14 WAYSIDE LN, SMITHTOWN, NY 11787-2420 |
| Document Number | 0131660893 |
| Book / Page | 13166 / 893 |
| Instrument Date | Jun 10, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 GREEN RIDGE RD, VOORHEES, NJ 08043-1253 |
| Document Number | 0023443355 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 23443/355 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Sep 1, 2017 |
| Property Address | 14 WAYSIDE LN, SMITHTOWN, NY 11787-2420 |
| Document Number | 0129270993 |
| Book / Page | 012927 / 000993 |
| Instrument Date | Aug 3, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,756.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2529 1ST AVE EAST MEADOW NY 115543407, EAST MEADOW, NY 11554-3407 |
| Document Number | 228510185 |
|---|---|
| Date | Sep 1, 2017 |
| Book Page | 022851/000185 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 31, 2047 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,290 (-) Land $300 Building $3,990 | $536,250 (+10,775.08%) Land $37,500 Building $498,750 | |
| 2024 | $11,246.00 | ||
| 2023 | $4,290 (-) Land $300 Building $3,990 | $4,931 (+12.66%) Land $345 Building $4,586 | |
| 2022 | $4,290 Land $300 Building $3,990 | $4,377 Land $306 Building $4,071 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–1979) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | May 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHTOWN WATER DISTRICT serves 19,635 people · EPA ID NY5105656 |
|---|---|
| Water Source | Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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