14 Water St, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 14 Water St, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,042 sqft · built 1952
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Apr 2019)
Tax Bill	$5,507 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Apr 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`093-021-012-5`

Property Details

APN / Parcel Number

Primary APN	`093-021-012-5`
Alternative APNs	`093-021-012` `0970210126`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,042 sqft Living Area
1st Floor Area	1,042 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	14 WATER ST
City	BAY POINT
State	CA
Zip	94565-3137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	ENESTA TERRACE #3 LOT 76
Legal Subdivision	ENESTA TERRACE 03
Legal Lot Number	76
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	ANTIOCH-PITTSBURG
Census Block Group	1
Census Block	1005
Census Tract	314105

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 WATER ST, BAY POINT, CA 94565-3137
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME MORTGAGE ALLIANCE CORP
Apr 16, 2019	Grant Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC
Nov 7, 2018	Trustee's Deed, Foreclosure OTHER
Feb 2, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2019 · Amount on Record
Deed Sale	Apr 16, 2019 · Amount on Record
Prior Sale	Nov 7, 2018 · Amount on Record
Deed Document Number	201951982
Prior Transfer Date	Feb 1, 2017
Prior Transfer Doc	0000021576
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	14 WATER ST, BAY POINT, CA 94565-3137
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 WATER ST, BAY POINT, CA 94565-3137

Mortgage

Document Number	0000222313
Date	Sep 30, 2020
Instrument	2020-222313

Lender

Name	HOME MORTGAGE ALLIANCE CORP
Type	Mortgage Company
Address	FULLERTON, CA 92838

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 16, 2019
Property Address	14 WATER ST, BAY POINT, CA 94565-3137
Document Number	0000051982
Map Reference	MB 41 PG 23
Instrument Date	Apr 10, 2019
Instrument	2019-051982
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14 WATER ST, BAY POINT, CA 94565-3137

Mortgage

Document Number	0000051983
Date	Apr 16, 2019
Instrument	2019-051983

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

November 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 7, 2018
Property Address	14 WATER ST, BAY POINT, CA 94565-3137
Document Number	0000181252
Instrument Date	Oct 23, 2018
Instrument	181252
Transaction Type	Foreclosure
Record Updated	Nov 20, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$307.45
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	719 KEY ROUTE BLVD ALBANY CA 947061714, ALBANY, CA 94706-1714

February 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 2, 2017
Property Address	14 WATER ST, BAY POINT, CA 94565-3137
Document Number	0000021576
Instrument Date	Feb 1, 2017
Instrument	21576
Transaction Type	Transfer
Record Updated	Nov 7, 2018

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 WATER ST BAY POINT CA 945653137, BAY POINT, CA 94565-3137

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$426,680 (+2%) Land $227,563 Building $199,117
2025	$5,507.00 (+4.96%)	$418,314 (+4.04%) Land $223,101 Building $195,213
2023	$5,247.00 (+0.73%)	$402,073 Land $214,439 Building $187,634
2022	$5,209.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25

May also be available: AT&T, Verizon.

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