St. Charles County property record for 14 Warwick Ct, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,079 sqft · built 1975 |
| Lot Size | 1.06 acres (46,367 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (May 2022) |
| Tax Bill | $4,160 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Feb 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 947910A000 |
| Primary APN | 947910A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,079 sqft Living Area |
| Gross Area | 3,704 sqft |
| 1st Floor Area | 1,959 sqft |
| Basement Area | 1,120 sqft |
| Finished Basement | 120 sqft |
| Unfinished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 46,367 sqft |
| Lot Dimensions | 199 ft deep x 233 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 138 sqft |
| Patio Area | 1,116 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 947910A000 |
|---|---|
| Street Address | 14 WARWICK CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4584 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | WARWICK DOWNS RESUB LOT 14 |
| Legal Subdivision | WARWICK DOWNS RESUB |
| Legal Lot Number | 14 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 310602 |
14 Warwick Ct is owned and occupied by an individual who bought it in May 2022.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14 WARWICK CT, SAINT CHARLES, MO 63301-4584 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 31, 2022 | Special Warranty Deed, Transfer · FHA Mortgage FIRST BANK |
| Feb 4, 2021 | Deed, Transfer |
| Dec 9, 2019 | Deed of Trust, Mortgage FIRST ST BK/ST CHARLES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2022 · Amount on File |
| Deed Sale | May 31, 2022 · Amount on File |
| Prior Sale | Feb 4, 2021 |
| Deed Document Number | 202230488 |
| Prior Transfer Date | Jan 30, 2021 |
| Prior Transfer Doc | 2021R011002 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 31, 2022 |
| Property Address | 14 WARWICK CT, SAINT CHARLES, MO 63301-4584 |
| Document Number | 0000030488 |
| Map Reference | MB 12 PG 4 |
| Instrument Date | May 25, 2022 |
| Instrument | 2022R-030488 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2022 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 209 ENGES PERCH COURT, 209, WENTZVILLE, MO 63385 |
| Name | Verified Name |
|---|---|
| Address | 14 WARWICK CT, SAINT CHARLES, MO 63301-4584 |
| Document Number | 0000030489 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 2022R-030489 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 4, 2021 |
| Property Address | 14 WARWICK CT, SAINT CHARLES, MO 63301-4584 |
| Document Number | 2021R011002 |
| Map Reference | MB 13 PG 4 |
| Instrument Date | Jan 30, 2021 |
| Instrument | 2021R-011002 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 14 WARWICK CT, SAINT CHARLES, MO 63301-4584 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 14 WARWICK CT, SAINT CHARLES, MO 63301-4584 |
| Document Number | 0072031333 |
| Instrument Date | Dec 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 14 WARWICK CT ST CHARLES MO 633014584, ST CHARLES, MO 63301-4584 |
| Document Number | 0072031333 |
|---|---|
| Date | Dec 20, 2019 |
| Book Page | 007203/001333 |
| Instrument | 736580 |
| Name | FIRST ST BK/ST CHARLES |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 19, 2049 |
The 2025 property tax bill for 14 Warwick Ct was $4,160, up 10.7% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $63,721 (-) | $335,371 (-) Land $94,500 Building $240,871 | |
| 2025 | $4,160.00 (+10.67%) | $63,721 | $335,371 Land $94,500 Building $240,871 |
| 2024 | $3,759.00 | ||
| 2023 | $55,961 | ||
| 2022 | $294,535 Land $81,000 Building $213,535 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 14 Warwick Ct in Zone X, an area of minimal flood risk, though there have been 61 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 61 (1979–2022) |
| Claims Outside the SFHA | 16 of 61 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 Warwick Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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