Suffolk County and Smithtown Town property record for 14 Walnut St, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,000 sqft · built 1954 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Apr 2016) |
| Tax Bill | $11,200 (2024) |
| Deeds & Mortgages | Jun 2020 Refinance Apr 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 18.-4-16 |
| Primary APN | 473489 18.-4-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,000 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| 2nd Floor Area | 1,000 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Cape Cod |
| Exterior Material | Composition/Composite |
| Lot Area | 13,939 sqft (0.32 acres) |
| View / Lot | Suburban |
| Garage Type | Basement |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | S100166 |
|---|---|
| Street Address | 14 WALNUT ST |
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-1058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15-596426 TC-62 *117 LOTS 50 TO 54 INRAPALLO PARK BLK 3 |
| Legal Subdivision | RAPOLLO PK |
| Legal Block | 4 |
| Legal Lot Number | 16 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 134902 |
14 Walnut St is owned and occupied by two individuals who bought it in April 2016.
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 WALNUT ST, SMITHTOWN, NY 11787-1058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP |
| Apr 24, 2020 | Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2016 · Amount on File |
| Deed Sale | Apr 26, 2016 · Amount on File |
| Prior Sale | Mar 17, 2015 · Amount on File |
| Deed Book / Page | 12862 / 22 |
| Prior Transfer Date | Feb 17, 2015 |
| Prior Transfer Doc | 0128100457 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 14 WALNUT ST, SMITHTOWN, NY 11787-1058 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0231430209 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 23143/209 |
| Instrument | DL010683 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2040 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 14 WALNUT ST, SMITHTOWN, NY 11787-1058 |
| Document Number | 0231500892 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 14 WALNUT ST SMITHTOWN NY 117871058, SMITHTOWN, NY 11787-1058 |
| Document Number | 0231500892 |
|---|---|
| Date | Jul 7, 2020 |
| Book Page | 023150/000892 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 6, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Kings Park Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,460 Land $200 Building $4,260 | $557,500 Land $25,000 Building $532,500 | |
| 2024 | $11,200.00 | ||
| 2023 | $4,460 (-) Land $200 Building $4,260 | $5,127 (+12.66%) Land $230 Building $4,897 | |
| 2022 | $4,460 Land $200 Building $4,260 | $4,551 Land $204 Building $4,347 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 14 Walnut St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1978–2021) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 Walnut St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHTOWN WATER DISTRICT serves 19,635 people · EPA ID NY5105656 |
|---|---|
| Water Source | Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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