14 W Old Sterling Cir, Spring, TX 77382 Property Records

Montgomery County property record for 14 W Old Sterling Cir, Spring, TX 77382

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,281 sqft · built 2004
Lot Size	0.239 acres (10,400 sqft)
Owner	2 Individual Names on File
Last Sale	$1,050,400 (Jul 2026)
Tax Bill	$14,668 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9699-03-09000`

Property Details

APN / Parcel Number

Primary APN	`9699-03-09000`
Alternative APN	`R284535`

Interior

Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	23 Plumbing Fixtures
Stories	2 Stories
Building Area	4,281 sqft Living Area
Gross Area	5,106 sqft
1st Floor Area	2,600 sqft
2nd Floor Area	1,681 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,400 sqft (0.239 acres)
Garage Type	Attached
Garage Area	825 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	596 sqft
Canopy	46 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	14 W OLD STERLING CIR
City	SPRING
State	TX
Zip	77382-1344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WDLNDS VIL STERLING RIDGE 03, BLOCK 1, LOT 90
Legal Subdivision	WDLNDS VIL STERLING RIDGE 03
Legal Block	1
Legal Lot Number	90
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1011
Census Tract	690605

Owner

14 W Old Sterling Cir is owned and occupied by two individuals who bought it in July 2026.

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	14 W OLD STERLING CIR, SPRING, TX 77382-1344
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2026 · Amount on File
Deed Sale	Jul 16, 2026 · Amount on File
Prior Sale	Nov 30, 2006
Deed Document Number	202675945
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Jul 16, 2026
Property Address	14 W OLD STERLING CIR, SPRING, TX 77382-1344
Document Number	0000075945
Instrument Date	Jul 15, 2026
Instrument	202675945
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 W OLD STERLING CIR, SPRING, TX 77382-1344

Mortgage

Document Number	0000075946,
Date	Jul 16, 2026
Instrument	202675946

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 14 W Old Sterling Cir was $14,668, down 3.8% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,126,357 (+4.03%) Land $160,000 Building $966,357	$1,126,357 (+4.03%) Land $160,000 Building $966,357
2025	$14,668.00 (-3.85%) Homeowner's exemption Senior Citizen's exemption	$1,082,727 (+9.93%) Land $160,000 Building $922,727	$1,082,727 (-2.41%) Land $160,000 Building $922,727
2024	$15,255.00 (+17.07%) Homeowner's exemption	$984,929 (+1%) Land $160,000 Building $949,455	$1,109,455 (+11.24%) Land $160,000 Building $949,455
2023	$13,031.00 Homeowner's exemption	$895,390 Land $160,000 Building $837,350	$997,350 Land $160,000 Building $837,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 W Old Sterling Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Nearby Flood Policies	62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 W Old Sterling Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 46 serves 24,399 people · EPA ID TX1700348
Water Source	Purchased surface water from SJRA THE WOODLANDS
Last State Inspection	Jan 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ezee Fiber, Tachus Fiber Internet.

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