Clay County property record for 14 W 2nd St, Spencer, IA 51301
| Property Type | Manufacturing (Light) |
|---|---|
| Details | 9,045 sqft · built 1941 |
| Lot Size | 0.246 acres (10,736 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,224 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 963618134004 |
| Primary APN | 963618134004 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 9,045 sqft Gross Area |
| Overhead Door | Overhead Door |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Exterior Material | Concrete Block |
| Roof Material | Urethane Foam |
| Lot Area | 10,736 sqft (0.246 acres) |
| Lot Dimensions | 122 ft deep x 88 ft wide |
| Heating System | Gas |
|---|---|
| Water Source | Commercial |
| Street Address | 14 W 2ND ST |
|---|---|
| City | SPENCER |
| State | IA |
| Zip | 51301 |
| Property Category | Industrial |
| Property Type | Industrial > Manufacturing (Light) |
| Legal Description | 4-5 G O.P. |
| Legal Range | 36W |
| Legal Township | 96N |
| Legal Section | 18 |
| Legal Subdivision | ORIGINAL PLAT |
| Jurisdiction | CLAY IA |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 80301 |
14 W 2nd St, an industrial property, is owned by an individual.
Source: Clay County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1210 COUNTRY CLUB LN, SPENCER, IA 51301-2641 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 14 W 2nd St was $3,224, down 10.2% from the year before.
Source: Clay County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Municipality | Spencer City |
| Unified School District | Spencer Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,224.00 (-10.24%) | $169,070 Land $53,680 Building $115,390 | $169,070 Land $53,680 Building $115,390 |
| 2024 | $3,592.00 | ||
| 2023 | $176,660 (+10.47%) Land $42,240 Building $134,420 | $176,660 Land $42,240 Building $134,420 | |
| 2022 | $3,294.00 | $159,910 Land $42,240 Building $117,670 | |
| 2021 | $159,910 Land $42,240 Building $117,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 W 2nd St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (2024) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 14 W 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER MUNICIPAL WATER UTILITY serves 11,325 people · EPA ID IA2171071 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spencer Municipal Utilities Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Nextlink.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures