Monroe County property record for 14 Victor St, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,018 sqft · built 1960 |
| Lot Size | 0.26 acres (11,210 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,000 (Apr 2022) |
| Tax Bill | $2,582 (2024) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-13-151-008-000 |
| Primary APN | 07-13-151-008-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,018 sqft Living Area |
| 1st Floor Area | 1,018 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 11,210 sqft (0.26 acres) |
| Garage Area | 520 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 731 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 14 VICTOR ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-5532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 49 & N 1 FT LOT 48 LOU DEL 2ND ADDN |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 13 |
| Legal Subdivision | LOU DEL |
| Legal Lot Number | 49 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 30 |
| Census Block Group | 2 |
| Census Block | 2093 |
| Census Tract | 600402 |
Source: Monroe County records · APN 07-13-151-008-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 VICTOR ST, WATERLOO, IL 62298-5532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 07, 2022 · Amount on Record |
| Deed Sale | Apr 07, 2022 · Amount on Record |
| Deed Document Number | 2022423666 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Apr 07, 2022 |
| Property Address | 14 VICTOR ST, WATERLOO, IL 62298-5532 |
| Document Number | 0000423666 |
| Map Reference | MB C PG 5 |
| Instrument Date | Apr 06, 2022 |
| Instrument | 423666 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $217.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 VICTOR ST, WATERLOO, IL 62298-5532 |
| Document Number | 0000423667 |
|---|---|
| Date | Apr 07, 2022 |
| Instrument | 423667 |
| Name | CMG MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 4.63% |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $48,330 (+11.1%) Land $15,460 Building $32,870 | $144,990 (+11.1%) Land $46,380 Building $98,610 | |
| 2024 | $2,582.00 | ||
| 2022 | $43,500 Land $15,310 Building $28,190 | $130,500 Land $45,930 Building $84,570 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336004022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 263 (1993–2019) |
| Most Recent Claim | Jun 2019, river or lake flooding, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 120 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| HTC Holding | Fiber | 1,000 / 1,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| HTC Holding | DSL | 100 / 20 |
May also be available at this address: Wisper ISP, Delta Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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