14 Valor Cir, Madison, WI 53718 Property Records

Dane County property record for 14 Valor Cir, Madison, WI 53718

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,952 sqft · built 2007
Lot Size	0.317 acres (13,826 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Nov 2020)
Tax Bill	$6,686 (2024)
Deeds & Mortgages	Feb 2026 Line of Credit Oct 2021 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0710-341-0526-5`

Property Details

APN / Parcel Number

Primary APN	`0710-341-0526-5`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,952 sqft Living Area
1st Floor Area	784 sqft
2nd Floor Area	742 sqft
Basement Area	784 sqft
Finished Basement	426 sqft
Family Room	Family Room
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	13,826 sqft (0.317 acres)
Garage Type	Attached
Garage Area	466 sqft
Driveway	Driveway
Driveway Area	144 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	131 sqft
Deck Area	156 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	14 VALOR CIR
City	MADISON
State	WI
Zip	53718-6977
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR-C1
Legal Description	LIBERTY PLACE, LOT 174
Legal Range	10
Legal Township	07
Legal Section	34
Legal Subdivision	LIBERTY PLACE
Legal Lot Number	174
Jurisdiction	DANE WI
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2040
Census Tract	10501

Owner

14 Valor Cir is owned and occupied by an individual who bought it in November 2020.

Source: Dane County records, as of January 22, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	14 VALOR CIR, MADISON, WI 53718-6977
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Deed of Trust, Mortgage · Line of Credit UW CU
Oct 21, 2021	Deed of Trust, Mortgage · Construction Mortgage LOAN DEPOT INC
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Nov 23, 2020	Warranty Deed, Transfer · Construction Mortgage SUMMIT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2020 · Amount on File
Deed Sale	Nov 23, 2020 · Amount on File
Prior Sale	Sep 22, 2009 · Amount on File
Deed Document Number	5664971
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	14 VALOR CIR, MADISON, WI 53718-6977
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006080289
Date	Feb 12, 2026
Instrument	6080289

Lender

Name	UW CU
Type	Credit Union
Address	MADISON, WI 53744

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 11, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	14 VALOR CIR, MADISON, WI 53718-6977
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005782183
Date	Oct 21, 2021
Instrument	5782183

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	14 VALOR CIR, MADISON, WI 53718-6977
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005649458
Date	Oct 15, 2020
Instrument	5649458

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2050

Interest

Rate Type	Fixed Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Nov 23, 2020
Property Address	14 VALOR CIR, MADISON, WI 53718-6977
Document Number	0005664971
Instrument Date	Nov 20, 2020
Instrument	5664971
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$915.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 VALOR CIR, MADISON, WI 53718-6977

Mortgage

Document Number	0005664972
Date	Nov 23, 2020
Instrument	5664972

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Madison City
Unified School District	Madison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$397,600 Land $114,700 Building $282,900
2024	$6,686.00		$397,600
2023		$363,400 Land $104,800 Building $258,600
2022	$6,043.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Valor Cir in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (1993–2018)
Most Recent Claim	Sep 2018 · Severe Storms, Tornadoes, Straight-line Winds, Flooding, And Landslides
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, Flooding, And Landslides, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Valor Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 90% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON WATER UTILITY serves 272,000 people · EPA ID WI1130224
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Four Lakes Broadband.

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