14 Vacation Rd, Villas, NJ 08251 Property Records

Cape May County and Lower Township property record for 14 Vacation Rd, Villas, NJ 08251

Property Summary

Property Type	Single Family Home
Details	744 sqft · built 1965
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Nov 2020)
Tax Bill	$2,617 (2024)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
APN	`05-00368-04-00020`

Property Details

APN / Parcel Number

Primary APN	`05-00368-04-00020`
Alternative APN	`0500368000400020`

Interior

Stories	1 Story
Building Area	744 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	100 ft deep x 55 ft wide

Location & Zoning

Street Address	14 VACATION RD
City	VILLAS
State	NJ
Zip	08251-1450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	OB368-CL20
Legal Subdivision	WILDWOOD VILLAS PLAN SEC 14
Legal Block	368.4
Legal Lot Number	20
Jurisdiction	CAPE MAY NJ
Township / Civil Division	LOWER
Census Block Group	3
Census Block	3000
Census Tract	21803

Owner

14 Vacation Rd is owned and occupied by two individuals who bought it in November 2020.

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 VACATION RD, VILLAS, NJ 08251-1450
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2020 · Amount on File
Deed Sale	Nov 6, 2020 · Amount on File
Prior Sale	May 7, 2004 · Amount on File
Deed Document Number	202039155
Deed Book / Page	3944 / 57
Prior Transfer Date	Sep 17, 2015
Prior Transfer Doc	0000000373
Record Updated	Oct 29, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Nov 6, 2020
Property Address	14 VACATION RD, VILLAS, NJ 08251-1450
Document Number	0039440057
Book / Page	003944 / 000057
Instrument Date	Nov 2, 2020
Instrument	39155
Transaction Type	Transfer
Record Updated	Nov 20, 2020
Title Company	SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 VACATION RD VILLAS NJ 082511450, VILLAS, NJ 08251-1450

Mortgage

Document Number	62720246
Date	Nov 6, 2020
Book Page	006272/000246
Instrument	39156

Lender

Name	BENCHMARK LNDG
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2050

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Lower Township
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	Lower Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,300 (-) Land $82,000 Building $47,300	$129,300 (-) Land $82,000 Building $47,300
2025		$129,300 Land $82,000 Building $47,300	$129,300 Land $82,000 Building $47,300
2024	$2,617.00
2023		$129,300 Land $82,000 Building $47,300	$129,300 Land $82,000 Building $47,300
2022	$2,499.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 14 Vacation Rd; there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 14 Vacation Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 801 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880