14 Ursular Ct, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 14 Ursular Ct, Smithtown, NY 11787

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,162 sqft · built 1960
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Feb 2023)
Tax Bill	$11,770 (2024)
Deeds & Mortgages	Feb 2023 Refinance Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473489 75.-1-18`

Property Details

APN / Parcel Number

Primary APN	`473489 75.-1-18`
Alternative APNs	`0800-075.00-01.00-018.000` `348907500000010180000000` `47340018267` `S16072`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,162 sqft Living Area
Gross Area	1,692 sqft
1st Floor Area	1,162 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	23,522 sqft (0.54 acres)
View / Lot	Suburban
Garage Type	Attached
Garage Area	530 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	S16072
Street Address	14 URSULAR CT
City	SMITHTOWN
State	NY
Zip	11787-1720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	18-707926 TC-82 *1839 100X235.10LOT 9SMITHTOWN HILLS SEC 3
Legal Subdivision	MAP SMITHTOWN HILLS SECTION 3
Legal Block	1
Legal Lot Number	18
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	3
Census Block	3008
Census Tract	134902

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 URSULAR CT, SMITHTOWN, NY 11787-1720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance RIDGEWOOD SAVINGS BANK
Feb 22, 2023	Deed, Transfer · Stand-Alone First Mortgage RIDGEWOOD SAVINGS BANK
Aug 17, 2022	Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2023 · Amount on Record
Deed Sale	Feb 22, 2023 · Amount on Record
Prior Sale	Jul 20, 2001 · Amount on Record
Deed Book / Page	13190 / 324
Prior Transfer Date	Jun 1, 2004
Prior Transfer Doc	0123260418
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	14 URSULAR CT, SMITHTOWN, NY 11787-1720
Transaction Type	Mortgage
Record Updated	Jan 30, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234850313
Date	Feb 21, 2023
Book Page	23485/313

Lender

Name	RIDGEWOOD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Mar 1, 2052

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Feb 22, 2023
Property Address	14 URSULAR CT, SMITHTOWN, NY 11787-1720
Document Number	0131900324
Book / Page	13190 / 324
Instrument Date	Dec 15, 2022
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 5TH AVE, SMITHTOWN, NY 11787-4537

Mortgage

Document Number	0023485313
Date	Feb 22, 2023
Instrument	23485/313

Lender

Name	RIDGEWOOD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Mar 1, 2052

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Aug 17, 2022
Property Address	14 URSULAR CT, SMITHTOWN, NY 11787-1720
Document Number	0131690939
Book / Page	13169 / 939
Instrument Date	Jun 10, 2022
Transaction Type	Transfer
Record Updated	Nov 21, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 ECKERNKAMP DR, SMITHTOWN, NY 11787-1741

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,500 (-) Land $415 Building $4,085	$562,500 (+10,775.87%) Land $51,875 Building $510,625
2024	$11,770.00
2023		$4,500 (-) Land $415 Building $4,085	$5,172 (+12.66%) Land $477 Building $4,695
2022		$4,500 Land $415 Building $4,085	$4,591 Land $423 Building $4,168

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1991)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1991 · Hurricane Bob

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTOWN WATER DISTRICT serves 19,635 people · EPA ID NY5105656
Water Source	Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State Inspection	Dec 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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