14 Upton St, Cambridge, MA 02139 Property Records

Middlesex County and Cambridge City property record for 14 Upton St, Cambridge, MA 02139

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,360 sqft · built 1871
Lot Size	0.038 acres (1,639 sqft)
Owner	Individual Name on Record
Last Sale	$711,000 (Feb 2013)
Tax Bill	$8,535 (2025)
Deeds & Mortgages	Sep 2023 Refinance Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`104-57`

Property Details

APN / Parcel Number

Primary APN	`104-57`
Alternative APN	`CAMB M:00104 L:00057`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,360 sqft Living Area
Gross Area	2,157 sqft
1st Floor Area	680 sqft
Basement Area	680 sqft
Unfinished Basement	509 sqft
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 1871
Effective Year Built	Effective 1871
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Brick
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	1,639 sqft (0.038 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	14 UPTON ST
City	CAMBRIDGE
State	MA
Zip	02139-3809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Lot Number	57
Jurisdiction	CAMBRIDGE MA
Township / Civil Division	CAMBRIDGE
Census Block Group	1
Census Block	1006
Census Tract	353300

Owner

Source: Middlesex County and Cambridge City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14 UPTON ST, CAMBRIDGE, MA 02139-3809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Feb 23, 2017	Deed of Trust, Mortgage · Closed-End Mortgage FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2013 · Amount on Record
Deed Sale	Feb 1, 2013 · Amount on Record
Prior Sale	Feb 1, 2013 · Amount on Record
Deed Book / Page	61108 / 308
Transfer Doc	56834-467
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	14 UPTON ST, CAMBRIDGE, MA 02139-3809
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081987-328
Date	Sep 12, 2023
Book Page	81987/328
Instrument	102972

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2043

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	14 UPTON ST, CAMBRIDGE, MA 02139-3809
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68929-170
Date	Feb 23, 2017
Book Page	68929/170
Instrument	28595

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 1, 2042

Tax Assessment & Valuation

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Cambridge City
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,535.00 (+10.06%)	$1,344,100 (+2.61%) Land $650,100 Building $694,000	$1,458,250 (+7.37%)
2024	$7,755.00 (+2.84%)	$1,309,900 (+1.79%) Land $714,200 Building $595,700	$1,358,120
2023	$7,541.00	$1,286,900 Land $690,000 Building $596,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 910 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

Nearby Properties on Upton St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures