14 Upton Rd, Albany, NY 12208 Property Records

Albany County and Albany City property record for 14 Upton Rd, Albany, NY 12208

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,176 sqft · built 1965
Lot Size	0.274 acres (11,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Mar 2021)
Tax Bill	$8,424 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`010100 64.65-1-47`

Property Details

APN / Parcel Number

Primary APN	`010100 64.65-1-47`
Alternative APNs	`010006406500010470000000` `06406500010470000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,176 sqft Living Area
1st Floor Area	2,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Stone
Lot Area	11,920 sqft (0.274 acres)
Lot Dimensions	149 ft deep x 80 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	488 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06406500010470000000
Street Address	14 UPTON RD
City	ALBANY
State	NY
Zip	12208-1822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	1 1/2 STONE- WOOD WITH 2 CAR GAR 1711324
Legal Subdivision	SCOTLAND GARDENS
Legal Block	1
Legal Lot Number	47.000
Jurisdiction	ALBANY NY
Township / Civil Division	ALBANY
Census Block Group	3
Census Block	3004
Census Tract	1700

Owner

Source: Albany County and Albany City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 UPTON RD, ALBANY, NY 12208-1822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · Land Contract STATE EMPLOYEES FCU
Jun 20, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2021 · Amount on Record
Deed Sale	Mar 3, 2021 · Amount on Record
Prior Sale	Feb 26, 1999
Deed Document Number	20216577
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	14 UPTON RD, ALBANY, NY 12208-1822
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	MARKET TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006578
Date	Mar 3, 2021
Instrument	R2021-06578

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Land Contract
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Jun 20, 2023
Property Address	14 UPTON RD, ALBANY, NY 12208-1822
Document Number	0000000893
Map Reference	DR 172 MAP 12648
Instrument Date	May 31, 2023
Instrument	R2023-10893
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Amount	Amount Recorded
Tax	$1,660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 QUAIL RUN, VOORHEESVILLE, NY 12186-4001

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	14 UPTON RD, ALBANY, NY 12208-1822

Tax Assessment & Valuation

Source: Albany County and Albany City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Albany City
Unified School District	Albany City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,424.00 (-23.05%)
2025		$323,000 (+18.32%) Land $65,000 Building $258,000	$336,458 (-12.71%) Land $67,708 Building $268,750
2023		$273,000 (-) Land $55,000 Building $218,000	$385,430 (+12.55%) Land $77,651 Building $307,779
2022		$273,000 Land $55,000 Building $218,000	$342,449 Land $68,992 Building $273,457
2021	$10,948.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2008–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY CITY serves 98,000 people · EPA ID NY0100189
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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