14 Union St, Merrimac, MA 01860 Property Records

Essex County and Merrimac Town property record for 14 Union St, Merrimac, MA 01860

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,666 sqft · built 1965
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Company Names on Record
Last Sale	$31,000 (May 1974)
Tax Bill	$7,998 (2026)
Deeds & Mortgages	Sep 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`MERR M:0023 B:0002 L:005-A`

Property Details

APN / Parcel Number

Primary APN	`MERR M:0023 B:0002 L:005-A`
Alternative APN	`M:0023 B:0002 L:005=A`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,666 sqft Living Area
Gross Area	3,442 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,530 sqft (1.16 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	14 UNION ST
City	MERRIMAC
State	MA
Zip	01860-2218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR
Legal Block	2
Legal Lot Number	5-A
Jurisdiction	MERRIMAC MA
Township / Civil Division	MERRIMAC
Census Block Group	4
Census Block	4018
Census Tract	262100

Owner

Source: Essex County and Merrimac Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	14 UNION ST, MERRIMAC, MA 01860-2218
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 1974 · Amount on Record
Deed Sale	May 31, 1974 · Amount on Record
Deed Book / Page	6070 / 206
Last Transfer Date	Aug 25, 2021
Transfer Doc	40242-132
Record Updated	Oct 29, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERRIMAC MA
Recording Date	Sep 2, 2021
Property Address	14 UNION ST, MERRIMAC, MA 01860-2218
Document Number	40242-132
Book / Page	40242 / 132
Instrument Date	Aug 25, 2021
Instrument	20210902002170
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 UNION ST, MERRIMAC, MA 01860-2218

Tax Assessment & Valuation

Source: Essex County and Merrimac Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Merrimac Town
Unified School District	Pentucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,998.00 (+0.92%)	$606,400 (+1.39%) Land $342,600 Building $263,400	$638,671 (+2.3%)
2025	$7,925.00 (+2.8%)	$598,100 (+4.75%) Land $342,600 Building $255,500	$624,340
2024	$7,709.00 (+8.56%)	$571,000 (+18.76%) Land $323,600 Building $247,400
2023	$7,101.00	$480,800 Land $274,100 Building $206,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERRIMAC WATER DEPARTMENT serves 6,988 people · EPA ID MA3180000
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20