14 Union Pl, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 14 Union Pl, Lynn, MA 01902

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 916 sqft · built 1890
Lot Size	0.098 acres (4,260 sqft)
Owner	Individual Name on Record
Last Sale	$229,500 (Aug 2015)
Tax Bill	$5,525 (2026)
Deeds & Mortgages	Aug 2026 Mortgage May 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`B:083 L:609 S:045`

Property Details

APN / Parcel Number

Primary APN	`B:083 L:609 S:045`
Alternative APN	`LYNN M:083 B:609 L:045`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	916 sqft Living Area
Gross Area	1,526 sqft
Basement Area	408 sqft
Unfinished Basement	408 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1925
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,260 sqft (0.098 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	14 UNION PL
City	LYNN
State	MA
Zip	01902-3668
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	609
Legal Lot Number	45
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1000
Census Tract	206800

Owner

Source: Essex County and Lynn City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14 UNION PL, LYNN, MA 01902-3668
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage DIRECT CREDIT UNION
May 30, 2023	Deed of Trust, Mortgage · Line of Credit METRO CU
Apr 30, 2018	Deed of Trust, Mortgage CROSSCOUNTRY MORTGAGE INC
Jun 19, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TOTAL MORTGAGE SERVICES LLC
Nov 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage ROSS MTG CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2015 · Amount on Record
Deed Sale	Aug 14, 2015 · Amount on Record
Prior Sale	Apr 15, 2015
Deed Document Number	2015783
Deed Book / Page	34300 / 255
Transfer Doc	034300-255
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Recording Date	Aug 3, 2026
Property Address	14 UNION PL, LYNN, MA 01902-3668
Document Number	0000000660
Book / Page	43546 / 394
Instrument Date	Jul 28, 2026
Instrument	2026660
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 UNION PL, LYNN, MA 01902-3668

Mortgage

Document Number	0000000660,
Date	Aug 3, 2026
Book Page	43546/394
Instrument	2026660

Lender

Name	DIRECT CREDIT UNION

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	14 UNION PL, LYNN, MA 01902-3668
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041585-186
Date	May 30, 2023
Book Page	41585/186
Instrument	20230530000160

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	14 UNION PL, LYNN, MA 01902-3668
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036683-332
Date	Apr 30, 2018
Book Page	36683/332
Instrument	180430006690

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	14 UNION PL, LYNN, MA 01902-3668
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038629-345
Date	Jun 19, 2020
Book Page	38629/345
Instrument	20200619003540

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	14 UNION PL, LYNN, MA 01902-3668
Document Number	38039-446
Instrument Date	Nov 14, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 UNION PL LYNN MA 019023668, LYNN, MA 01902-3668

Mortgage

Document Number	38039-446
Date	Nov 19, 2019
Book Page	038039/000446
Instrument	1119001450

Lender

Name	ROSS MTG CO INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2049

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,525.00 (+6.52%)	$536,400 (+7.13%) Land $203,000 Building $333,400	$517,049 (+33.99%)
2025	$5,187.00 (+3.2%)	$500,700 (+4.9%) Land $192,700 Building $308,000	$385,890
2024	$5,026.00 (+11.99%)	$477,300 (+18.58%) Land $185,900 Building $291,400
2023	$4,488.00	$402,500 Land $146,500 Building $256,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 898 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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