14 Turtle Hill Rd, #B, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 14 Turtle Hill Rd, #B, Ayer, MA 01432

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,744 sqft · built 2007
Lot Size27.6 acres (1,205,229 sqft)
Owner2 Individual Names on Record
Last Sale$418,000 (Jun 2017)
Tax Bill$6,115 (2025)
Deeds & MortgagesApr 2021 Refinance
Dec 2019 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNAYER M:007 B:0068 L:0004

Property Details

APN / Parcel Number

Primary APNAYER M:007 B:0068 L:0004

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,744 sqft Living Area
Basement Area828 sqft
Unfinished Basement828 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2009
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,205,229 sqft (27.6 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address14 TURTLE HILL RD, B
CityAYER
StateMA
Zip01432-5505
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Block68
Legal Lot Number4
JurisdictionAYER MA
Township / Civil DivisionAYER
Census Block Group2
Census Block2002
Census Tract325101

Owner

Source: Middlesex County and Ayer Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address14 TURTLE HILL RD, B, AYER, MA 01432-5505
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CROSSCOUNTRY MORTGAGE INC
Dec 2, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
FIRST CHOICE LOAN SERVICES INC
Jun 27, 2017Quit Claim Deed, Transfer
BERKSHIRE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2017 · Amount on Record
Deed SaleJun 27, 2017 · Amount on Record
Prior SaleJan 26, 2007 · Amount on Record
Deed Book / Page69506 / 111
Transfer Doc069506-111
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address14 TURTLE HILL RD # B, B, AYER, MA 01432-5505
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number077503-564
DateApr 13, 2021
Book Page77503/564
Instrument83447
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address14 TURTLE HILL RD # B, B, AYER, MA 01432-5505
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number73749-137
DateDec 2, 2019
Book Page73749/137
Instrument189228
Lender
NameFIRST CHOICE LOAN SERVICES INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAYER MA
Recording DateJun 27, 2017
Property Address14 TURTLE HILL RD # B, B, AYER, MA 01432-5505
Document Number69506-111
Book / Page69506 / 111
Instrument98358
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$45.96
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 TURTLE HILL RD # B, B, AYER, MA 01432-5505

Mortgage

Document Number695060116
DateJun 27, 2017
Instrument69506/0116
Lender
NameBERKSHIRE BANK
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueJun 27, 2047

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,115.00 (+7.89%)$511,300 (+12.03%) Building $511,300$572,375 (+4.29%)
2024$548,815
2023$5,668.00$456,400 Building $456,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAYER DPW WATER DIVISION
serves 8,479 people · EPA ID MA2019000
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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