Essex County and Lynn City property record for 14 Tower Ave, Lynn, MA 01905
| Property Type | Triplex |
|---|---|
| Details | 6 bd · 3.5 ba · 2,457 sqft · built 1900 |
| Lot Size | 0.085 acres (3,716 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $535,000 (Jan 2020) |
| Tax Bill | $7,296 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Nov 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B:021 L:289 S:072 |
| Primary APN | B:021 L:289 S:072 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 2,457 sqft Living Area |
| Gross Area | 4,272 sqft |
| Basement Area | 1,160 sqft |
| Unfinished Basement | 1,160 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Triplex |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,716 sqft (0.085 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 14 TOWER AVE |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01905-2060 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | R2 |
| Legal Block | 289 |
| Legal Lot Number | 72 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 205700 |
14 Tower Ave, a triplex, is owned and occupied by two individuals who acquired it in November 2021.
Source: Essex County and Lynn City records, as of September 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 TOWER AVE, LYNN, MA 01905-2060 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) METRO CU |
| Nov 22, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Jan 14, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK OF RHODE ISLAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2020 · Amount on File |
| Deed Sale | Jan 14, 2020 · Amount on File |
| Prior Sale | Nov 23, 2004 · Amount on File |
| Deed Document Number | 2020609251 |
| Last Transfer Date | Nov 5, 2021 |
| Transfer Doc | 0000631408 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 14 TOWER AVE, LYNN, MA 01905-2060 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000647083 |
|---|---|
| Date | Sep 29, 2023 |
| Instrument | 647083 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 1, 2033 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | Nov 22, 2021 |
| Property Address | 14 TOWER AVE, LYNN, MA 01905-2060 |
| Document Number | 0000631408 |
| Instrument Date | Nov 5, 2021 |
| Instrument | 631408 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 14 TOWER AVE, LYNN, MA 01905-2060 |
| Document Number | 0000631409 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 631409 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | Jan 14, 2020 |
| Property Address | 14 TOWER AVE, LYNN, MA 01905-2060 |
| Document Number | 0000609251 |
| Instrument Date | Jan 13, 2020 |
| Instrument | 609251 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 TOWER AVE, LYNN, MA 01905-2060 |
| Document Number | 0000609252 |
|---|---|
| Date | Jan 14, 2020 |
| Instrument | 609252 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 14 Tower Ave was $7,296, up 1.1% from the year before.
Source: Essex County and Lynn City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,296.00 (+1.14%) | $704,200 (+2.79%) Land $192,600 Building $511,600 |
| 2024 | $7,214.00 (-0.63%) | $685,100 (+5.22%) Land $179,100 Building $506,000 |
| 2023 | $7,260.00 | $651,100 Land $198,100 Building $453,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 14 Tower Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1996–2000) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2000 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 Tower Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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