14 Top St, Westerly, RI 02891 Property Records

Westerly Town property record for 14 Top St, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,624 sqft · built 2015
Lot Size	0.258 acres (11,227 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Aug 2015)
Tax Bill	$4,531 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WEST M:57 B:352`

Property Details

APN / Parcel Number

Primary APN	`WEST M:57 B:352`
Alternative APNs	`M:057 B:352 L` `16144565`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,624 sqft Living Area
Gross Area	4,635 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,227 sqft (0.258 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	16144565
Street Address	14 TOP ST
City	WESTERLY
State	RI
Zip	02891-1906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	352
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2009
Census Tract	50801

Owner

Source: Westerly Town records · APN WEST M:57 B:352

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	14 TOP ST, WESTERLY, RI 02891-1906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 20, 2015 · Amount on Record
Deed Sale	Aug 20, 2015 · Amount on Record
Prior Sale	Dec 16, 2013 · Amount on Record
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	14 TOP ST, WESTERLY, RI 02891-1906
Document Number	2020-8746
Instrument Date	Sep 08, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 TOP ST WESTERLY RI 028911906, WESTERLY, RI 02891-1906

Mortgage

Document Number	2020-8746
Date	Sep 14, 2020
Book Page	002020/018746
Instrument	4304

Lender

Name	PEOPLE'S UNITED BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 13, 2035

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,531.00 (+0.04%)	$582,400 (+30.64%) Land $152,900 Building $429,500
2023	$4,529.00 (+0.58%)	$445,800 (-) Land $109,700 Building $336,100
2022	$4,503.00	$445,800 Land $109,700 Building $336,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.