Lawrence County property record for 14 Tom Ral Dr, Spearfish, SD 57783 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,288 sqft · built 1975 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,530 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 20100-00602-046-42 |
| Primary APN | 20100-00602-046-42 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Basement Area | 1,144 sqft |
| Unfinished Basement | 1,144 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Area | 748 sqft |
| Parking Spaces | 3 Parking Spaces |
| Account Number | R03461 |
|---|---|
| Street Address | 14 TOM RAL DR |
| City | SPEARFISH |
| State | SD |
| Zip | 57783-1142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 17 OF LOTS 8 & 9 SE1/4 NE1/4 04-006-02 PLAT BK5 PG200 |
| Legal Range | 02 |
| Legal Township | 06 |
| Legal Section | 04 |
| Legal Subdivision | SUB 4-6-2 |
| Legal Lot Number | 17,8-9 |
| Jurisdiction | LAWRENCE SD |
| Township / Civil Division | NORTH LAWRENCE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 966301 |
Source: Lawrence County records · APN 20100-00602-046-42
Assessment roll updated September 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 TOM RAL DR, SPEARFISH, SD 57783-1142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Lawrence County records · Assessment roll updated September 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Lawrence County |
| Unified School District | Spearfish School District 40-2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,530.00 | $397,790 (+37.93%) Land $61,540 Building $336,250 | |
| 2024 | $3,530.00 (+9.7%) | ||
| 2023 | $344,720 Land $60,580 Building $284,140 | ||
| 2022 | $3,218.00 | $288,400 Land $60,580 Building $227,820 |
Source: FEMA National Flood Hazard Layer, Lawrence County (46081C), updated April 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 460819663012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (1997–2013) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2013, rainfall accumulation |
| Wildfire Risk | Moderate above 45% of the US · above 31% of South Dakota |
|---|---|
| Wildfire Likelihood | About 1 in 1,163 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 156 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Midcontinent Communications | Cable | 1,250 / 250 |
| Clarity Telecom | Cable | 1,000 / 30 |
| BHT Investment Holdings | Fixed Wireless (licensed-by-rule) | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Clarity Telecom. Availability varies by address; speeds are provider-advertised maximums, not measured.
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