14 Timber Trce, Malta (Ballston Spa), NY 12020 Property Records

Saratoga County and Malta Town property record for 14 Timber Trce, Malta, NY 12020

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,948 sqft · built 1994
Lot Size1.82 acres (79,279 sqft)
OwnerIndividual Name on Record
Last Sale$178,958 (Sep 1994)
Tax Bill$6,039 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Nov 2021 Sale & Mortgage
APN414089 228.2-1-8

Property Details

APN / Parcel Number

Primary APN414089 228.2-1-8
Alternative APN
  • 408922800200010080000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,948 sqft Living Area
1st Floor Area1,024 sqft
2nd Floor Area924 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area79,279 sqft (1.82 acres)
Lot Width102 ft Width
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area288 sqft
PorchSlab
Porch Area657 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address14 TIMBER TRCE
CityMALTA
StateNY
Zip12020-3720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDD
Legal DescriptionSIDE: S LOT 37
Legal Block1
Legal Lot Number8.000
JurisdictionSARATOGA NY
Township / Civil DivisionMALTA
Census Block Group4
Census Block4025
Census Tract61904

Owner

Source: Saratoga County and Malta Town records, as of April 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address14 TIMBER TRCE, BALLSTON SPA, NY 12020-3720
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2023Deed of Trust, Mortgage · Line of Credit
BROADVIEW FEDERAL CREDIT UNION
Nov 2, 2021Deed, Transfer · Stand-Alone First Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 2, 1994 · Amount on Record
Deed SaleSep 2, 1994 · Amount on Record
Deed Book / Page1393 / 488
Record UpdatedJun 8, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARATOGA NY
Property Address14 TIMBER TRCE, MALTA, NY 12020-3720
Transaction TypeMortgage
Record UpdatedMar 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006441
DateMar 3, 2023
Instrument2023006441
Lender
NameBROADVIEW FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueApr 1, 2038
Interest
Rate TypeAdjustable Rate

November 2021: Deed, Transfer

Document TypeDeed
JurisdictionSARATOGA NY
Recording DateNov 2, 2021
Property Address14 TIMBER TRCE, MALTA, NY 12020-3720
Document Number0000039564
Instrument DateOct 18, 2021
Instrument2021039564
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 NORTHCREST DR, CLIFTON PARK, NY 12065-2724

Mortgage

Document Number0000039565
DateNov 2, 2021
Instrument2021039565
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Saratoga County and Malta Town assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateNew York
CountySaratoga County
County SubdivisionMalta Town
Unified School DistrictBallston Spa Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,039.00$469,000 (+16.38%) Land $80,000 Building $389,000$469,000 (+16.38%) Land $80,000 Building $389,000
2023$403,000 Land $80,000 Building $323,000$403,000 Land $80,000 Building $323,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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