14 Thyme St, Elkton, MD 21921 Property Records

Cecil County property record for 14 Thyme St, Elkton, MD 21921 · Last verified August 2026

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,274 sqft · built 1995
Lot Size	0.073 acres (3,179 sqft)
Owner	2 Individual Names on File
Last Sale	$84,657 (Nov 2014)
Tax Bill	$2,407 (2025)
Deeds & Mortgages	May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-093344`

Property Details

APN / Parcel Number

Primary APN	`03-093344`
Alternative APNs	`3093344` `093344`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,274 sqft Total Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,179 sqft (0.073 acres)
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	093344
Street Address	14 THYME ST
City	ELKTON
State	MD
Zip	21921-6570
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 7 - .073 ACRE 14 THYME STREET WHITEHALL WEST
Legal Subdivision	WHITEHALL WEST
Legal Lot Number	7
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	1
Census Block	1014
Census Tract	30505

Owner

Source: Cecil County records · APN 03-093344

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14 THYME ST, ELKTON, MD 21921-6570
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 06, 2014 · Amount on Record
Deed Sale	Nov 06, 2014 · Amount on Record
Prior Sale	Nov 28, 1995 · Amount on Record
Deed Book / Page	3641 / 273
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	14 THYME ST, ELKTON, MD 21921-6570
Document Number	0040760155
Book / Page	004076 / 000155
Instrument Date	May 12, 2017
Transaction Type	Mortgage
Record Updated	Jul 28, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 THYME ST ELKTON MD 219216570, ELKTON, MD 21921-6570

Mortgage

Document Number	0040760155
Date	Jun 05, 2017
Book Page	004076/000155

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jun 04, 2037

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,967 (+30.19%)	$172,800 (+41.29%) Land $60,000 Building $112,800
2025	$2,407.00 (+73.92%)
2023	$1,384.00	$119,800	$122,300 Land $40,000 Building $82,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240150305051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2003–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jan 2024, tidal / storm surge
Claims By Storm	Hurricane Isabel, Sep 2003 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 320 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

May also be available at this address: Verizon, IQ Fiber Intermediate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.