Essex County and Lynnfield Town property record for 14 Thomas Rd, Lynnfield, MA 01940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,490 sqft · built 1954 |
| Lot Size | 0.608 acres (26,502 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $420,000 (Nov 2008) |
| Tax Bill | $9,828 (2026) |
| Deeds & Mortgages | Jun 2019 Mortgage Jul 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LYNF M:0041 B:0000 L:2012 |
| Primary APN | LYNF M:0041 B:0000 L:2012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,490 sqft Living Area |
| Gross Area | 3,550 sqft |
| Basement Area | 1,779 sqft |
| Finished Basement | 1,423 sqft |
| Unfinished Basement | 356 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 26,502 sqft (0.608 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 14 THOMAS RD |
|---|---|
| City | LYNNFIELD |
| State | MA |
| Zip | 01940-2150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 2012 |
| Jurisdiction | LYNNFIELD MA |
| Township / Civil Division | LYNNFIELD |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 209100 |
Source: Essex County and Lynnfield Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14 THOMAS RD, LYNNFIELD, MA 01940-2150 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Estate |
| Date | Document |
|---|---|
| Jun 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage DIGITAL EMP FCU |
| Jul 12, 2018 | Deed of Trust, Mortgage · Line of Credit EASTERN BK |
| Nov 24, 2017 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2008 · Amount on Record |
| Deed Sale | Nov 13, 2008 · Amount on Record |
| Prior Sale | Jun 10, 2003 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 14 THOMAS RD, LYNNFIELD, MA 01940-2150 |
| Document Number | 0000603288 |
| Instrument Date | Jun 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14 THOMAS RD LYNNFIELD MA 019402150, LYNNFIELD, MA 01940-2150 |
| Document Number | 0000603288 |
|---|---|
| Date | Jul 2, 2019 |
| Instrument | 603288 |
| Name | DIGITAL EMP FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 14 THOMAS RD, LYNNFIELD, MA 01940-2150 |
| Document Number | 0000595814 |
| Instrument Date | Jul 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14 THOMAS RD LYNNFIELD MA 019402150, LYNNFIELD, MA 01940-2150 |
| Document Number | 0000595814 |
|---|---|
| Date | Sep 7, 2018 |
| Instrument | 595814 |
| Name | EASTERN BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 14 THOMAS RD, LYNNFIELD, MA 01940-2150 |
| Document Number | 0000588662 |
| Instrument Date | Nov 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0000588662 |
|---|---|
| Date | Dec 11, 2017 |
| Instrument | 588662 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 10, 2047 |
Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Lynnfield Town |
| Unified School District | Lynnfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,828.00 (+11.76%) | $857,600 (+2.98%) Land $583,700 Building $273,900 | $858,678 (+5.24%) |
| 2025 | $8,794.00 (+4.49%) | $832,800 (+4%) Land $566,800 Building $266,000 | $815,955 |
| 2024 | $8,416.00 (-1.06%) | $800,800 (+6.39%) Land $545,000 Building $255,800 | |
| 2023 | $8,506.00 | $752,700 Land $517,000 Building $235,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1979–2014) |
| Most Recent Claim | Dec 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2023 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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