14 Thomas Rd, Ladera Ranch, CA 92694 Property Records

Orange County property record for 14 Thomas Rd, Ladera Ranch, CA 92694

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,614 sqft · built 2022
Lot Size	0.248 acres (10,835 sqft)
Owner	Individual Name on File
Last Sale	$505,500 (Aug 2023)
Tax Bill	$51,992 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Mar 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`741-433-20`

Property Details

APN / Parcel Number

Primary APN	`741-433-20`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Building Area	5,614 sqft Living Area

Exterior

Year Built	Built 2022
Lot Area	10,835 sqft (0.248 acres)
Garage Area	716 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Location & Zoning

Street Address	14 THOMAS RD
City	LADERA RANCH
State	CA
Zip	92694-1544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16586 BLK LOT 110
Legal Tract	16586
Legal Lot Number	110
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	1
Census Block	1007
Census Tract	32058

Owner

Source: Orange County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	14 THOMAS RD, LADERA RANCH, CA 92694-1544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Deed of Trust, Mortgage · Commercial Mortgage SYD CAP CORP
Mar 10, 2023	Deed of Trust, Mortgage · Commercial Mortgage SYD CAP CORP
May 6, 2024	Deed of Trust, Mortgage · Construction Mortgage VENA MARIE CURRIE
Jan 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage ETHOS LENDING LLC
Aug 16, 2023	Grant Deed, Transfer · Conventional Mortgage CALIFORNIA COASTAL LOANS
Apr 6, 2021	Grant Deed, Transfer
May 4, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 16, 2023 · Amount on Record
Deed Sale	Aug 16, 2023 · Amount on Record
Prior Sale	Apr 6, 2021
Deed Document Number	2023000198292
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	14 THOMAS RD, LADERA RANCH, CA 92694-1544
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1534 NEWPORT BLVD, COSTA MESA, CA 92627-3715

Mortgage

Document Number	0000210710
Date	Jun 9, 2022
Instrument	2022000210710

Lender

Name	SYD CAP CORP
Type	Non-Lending Institution
Address	RENO, NV 89501

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	14 THOMAS RD, LADERA RANCH, CA 92694-1544
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1534 NEWPORT BLVD, COSTA MESA, CA 92627-3715

Mortgage

Document Number	0000054543
Date	Mar 10, 2023
Instrument	2023000054543

Lender

Name	SYD CAP CORP
Type	Non-Lending Institution
Address	RENO, NV 89501

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	14 THOMAS RD, LADERA RANCH, CA 92694-1544
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000111675
Date	May 6, 2024
Instrument	2024000111675

Lender

Name	VENA MARIE CURRIE
Type	Private Party

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	14 THOMAS RD, LADERA RANCH, CA 92694-1544
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	USA NATIONAL TITLE COMPANY, USA NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 THOMAS RD, MISSION VIEJO, CA 92694-1544

Mortgage

Document Number	0000019274
Date	Jan 26, 2026
Instrument	2026000019274

Lender

Name	ETHOS LENDING LLC
Type	Mortgage Company
Address	MISSION VIEJO, CA 92691

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 16, 2023
Property Address	14 THOMAS RD, MISSION VIEJO, CA 92694-1544
Document Number	0000198292
Map Reference	MB 858 PG 29-44
Instrument Date	Aug 7, 2023
Instrument	2023000198292
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14 THOMAS RD, LADERA RANCH, CA 92694-1544

Mortgage

Document Number	0000198293
Date	Aug 16, 2023
Instrument	2023000198293

Lender

Name	CALIFORNIA COASTAL LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 6, 2021
Property Address	14 THOMAS RD, MISSION VIEJO, CA 92694-1544
Document Number	0000233313
Map Reference	MB 858 PG 29-44
Instrument Date	Apr 5, 2021
Instrument	2021000233313
Transaction Type	Transfer
Record Updated	Sep 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	May 4, 2018
Property Address	14 THOMAS RD, MISSION VIEJO, CA 92694-1544
Document Number	0000162861
Instrument Date	Feb 8, 2008
Instrument	162861
Transaction Type	Transfer
Record Updated	May 16, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 DEL TORINO LAKE ELSINORE CA 925320204, LAKE ELSINORE, CA 92532-0204

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$51,992.00 (+68.26%) Homeowner's exemption	$4,284,000 (+90.94%) Land $1,993,455 Building $2,290,545
2023	$30,900.00 (+121.05%)	$2,243,584 Land $801,108 Building $1,442,476
2022	$13,979.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile USA.

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