14 Terrace Dr, Chico, CA 95926 Property Records

Butte County property record for 14 Terrace Dr, Chico, CA 95926

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,605 sqft · built 1952
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$332,000 (Jul 2025)
Tax Bill	$3,564 (2025)
Deeds & Mortgages	Sep 2024 Line of Credit Dec 2018 Transfer
Flood Zone	Zone X (moderate risk)
APN	`045-361-004-000`

Property Details

APN / Parcel Number

Primary APN	`045-361-004-000`
Alternative APN	`045-361-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,605 sqft Living Area
1st Floor Area	1,605 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Modern
Construction Type	Wood
Foundation Type	No Foundation
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Old Parcel Number	045-361-004
Street Address	14 TERRACE DR
City	CHICO
State	CA
Zip	95926-1507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	14 TERRACE DR.
Legal Subdivision	LONGFELLOW TERRACE
Legal Lot Number	4
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	6
Census Block	6002
Census Tract	800

Owner

Source: Butte County records, as of September 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 8586, CHICO, CA 95927-8586
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2024	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Dec 26, 2018	Correction Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2025 · Amount on Record
Deed Sale	Jul 14, 2025 · Amount on Record
Prior Sale	Sep 30, 2016 · Amount on Record
Prior Transfer Date	Dec 11, 2018
Prior Transfer Doc	0000042920
Record Updated	Sep 20, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	14 TERRACE DR, CHICO, CA 95926-1507
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 W 12TH AVE, CHICO, CA 95926-2146

Mortgage

Document Number	0000024796
Date	Sep 19, 2024
Instrument	2024-0024796

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	BUTTE CA
Recording Date	Dec 26, 2018
Property Address	14 TERRACE DR, CHICO, CA 95926-1507
Document Number	0000042920
Instrument Date	Dec 11, 2018
Instrument	42920
Transaction Type	Transfer
Record Updated	Feb 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1245 W 12TH AVE CHICO CA 959262146, CHICO, CA 95926-2146

Tax Assessment & Valuation

Source: Butte County assessment roll, as of July 21, 2025

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,564.00 (+6.77%)	$307,550 (+4.04%) Land $150,874 Building $156,676
2024	$3,338.00 (+1.18%)		$390,330
2023	$3,299.00 (+1.63%)	$295,609 Land $145,016 Building $150,593
2022	$3,246.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, unWired Broadband.

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