14 Teracotta Ct, Irmo, SC 29063 Property Records

Richland County property record for 14 Teracotta Ct, Irmo, SC 29063

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,262 sqft · built 2019
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Jan 2019)
Tax Bill	$4,633 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Oct 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02315-01-34`

Property Details

APN / Parcel Number

Primary APN	`02315-01-34`
Alternative APNs	`R02315-01-34` `02107222`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,262 sqft Heated Area
Gross Area	4,534 sqft
1st Floor Area	1,434 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Area	528 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02107222
Street Address	14 TERACOTTA CT
City	IRMO
State	SC
Zip	29063-8180
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-LD
Legal Description	LOT 8 63.3X169.2X76.8X152.8X6.6X95.6 #SU LAGUNA VISTA ESTATES #PR RB2353-2456 RB1999-218
Legal Subdivision	LAGUNA VISTA ESTATES
Legal Lot Number	8,63
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	1
Census Block	1000
Census Tract	10310

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 TERACOTTA CT, IRMO, SC 29063-8180
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2020	Deed of Trust, Mortgage MORTGAGE NTWK
Oct 31, 2019	Deed of Trust, Mortgage FIRST CITIZENS BK & TR CO
Mar 22, 2019	Deed of Trust, Mortgage FIRST CITIZENS BK
Mar 21, 2019	Trustee's Deed, Construction Loan · Line of Credit FIRST CITIZENS BK
Jan 8, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2019 · Amount on Record
Deed Sale	Jan 8, 2019 · Amount on Record
Deed Document Number	20191559
Deed Book / Page	2363 / 3085
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	14 TERACOTTA CT, IRMO, SC 29063-8180
Document Number	2491/0888
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 TERACOTTA CT IRMO SC 290638180, IRMO, SC 29063-8180

Mortgage

Document Number	2491/0888
Date	May 29, 2020
Book Page	002491/000888
Instrument	23304

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	14 TERACOTTA CT, IRMO, SC 29063-8180
Document Number	2443/2483
Instrument Date	Oct 31, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 TERACOTTA CT IRMO SC 290638180, IRMO, SC 29063-8180

Mortgage

Document Number	2443/2483
Date	Nov 6, 2019
Book Page	002443/002483
Instrument	83529

Lender

Name	FIRST CITIZENS BK & TR CO
Address	COLUMBIA, SC 29211

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	14 TERACOTTA CT, IRMO, SC 29063-8180
Document Number	2380/3109
Instrument Date	Mar 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 TERACOTTA CT IRMO SC 290638180, IRMO, SC 29063-8180

Mortgage

Document Number	2380/3109
Date	Mar 26, 2019
Book Page	002380/003109
Instrument	20006

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%

March 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	RICHLAND SC
Recording Date	Mar 21, 2019
Property Address	14 TERACOTTA CT, IRMO, SC 29063-8180
Book / Page	002379 / 003781
Instrument Date	Feb 28, 2019
Instrument	19223
Transaction Type	Construction Loan
Record Updated	Apr 5, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HELTON DR #2121 COLUMBIA SC 292296940, 2121, COLUMBIA, SC 29229-6940

Mortgage

Document Number	2379/3781
Date	Mar 21, 2019
Book Page	002379/003781
Instrument	19223

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	COLUMBIA, SC 29201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Jan 8, 2019
Property Address	14 TERACOTTA CT, IRMO, SC 29063-8180
Document Number	2363/3085
Book / Page	002363 / 003085
Instrument Date	Jan 3, 2019
Instrument	1559
Transaction Type	Transfer
Record Updated	Feb 5, 2019

Transaction

Amount	Amount Recorded
Tax	$647.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7246 BANNOCKBURN CIR VILLAGE OF LAKEWOOD IL 60014, VILLAGE OF LAKEWOOD, IL 60014

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,633.00 (+19.93%)	$590,800 (+2,775.22%)	$774,200 (+50.71%) Land $198,000 Building $576,200
2023	$3,863.00 (-1.35%)	$20,548 (-0.01%)	$513,700 (-)
2021	$3,916.00	$20,550	$513,700 Land $175,000 Building $338,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	50 units insured incl. 5 condo units
Nearby Flood Claims	3 (2015–2026)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

14 Teracotta Ct, Irmo, SC 29063 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2019: Trustee's Deed, Construction Loan

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Teracotta Ct

Nearby Streets

Search Property Records by Address or Parcel Number