14 Talbot Ln, Oshkosh, WI 54902 Property Records

Winnebago County property record for 14 Talbot Ln, Oshkosh, WI 54902

Property Summary

Property Type	Single Family Home
Lot Size	1 acre (43,560 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Sep 2021)
Tax Bill	$4,913 (2024)
Deeds & Mortgages	Aug 2021 Construction Loan Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-0039-03`

Property Details

APN / Parcel Number

Primary APN	`004-0039-03`
Alternative APN	`14166`

Exterior

Lot Area	43,560 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	14166
Street Address	14 TALBOT LN
City	OSHKOSH
State	WI
Zip	54902-7337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PT GOV LOT 3 DESC AS LOT 1 OF CSM-4463 1.00 A.
Legal Range	16E
Legal Township	17N
Legal Section	01
Legal Subdivision	CERTIFIED SURVEY MAP NO 4463
Legal Lot Number	3
Jurisdiction	WINNEBAGO WI
Township / Civil Division	BLACK WOLF
Census Block Group	2
Census Block	2084
Census Tract	1900

Owner

14 Talbot Ln is owned and occupied by an individual who bought it in September 2021.

Source: Winnebago County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	14 TALBOT LN, OSHKOSH, WI 54902-7337
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Deed of Trust, Mortgage · Construction Mortgage WEST POINTE BANK
Sep 13, 2021	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2021 · Amount on File
Deed Sale	Sep 13, 2021 · Amount on File
Prior Sale	Nov 5, 2020 · Amount on File
Deed Document Number	20211862677
Prior Transfer Date	Oct 14, 2019
Prior Transfer Doc	0001801331
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Property Address	14 TALBOT LN, OSHKOSH, WI 54902-7337
Transaction Type	Mortgage
Record Updated	Oct 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 8042, OSHKOSH, WI 54903-8042
Investor	Possibly a Property Investor

Mortgage

Document Number	0001859987
Date	Aug 12, 2021
Instrument	1859987

Lender

Name	WEST POINTE BANK
Type	Bank
Address	OSHKOSH, WI 54906

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	3 Months
Due	Nov 15, 2021

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Sep 13, 2021
Property Address	14 TALBOT LN, OSHKOSH, WI 54902-7337
Document Number	0001862677
Map Reference	DOC 1086125
Instrument Date	Sep 10, 2021
Instrument	1862677
Transaction Type	Transfer
Record Updated	Oct 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 TALBOT LN, OSHKOSH, WI 54902-7337

Mortgage

Document Number	0001862678
Date	Sep 13, 2021
Instrument	1862678

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
County Subdivision	Black Wolf Town
Unified School District	Oshkosh Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$477,900 Land $57,800 Building $420,100
2024	$4,913.00 (-15.82%)
2023	$5,836.00 (+2.69%) Homeowner's exemption	$305,700 (-) Land $35,000 Building $270,700	$444,201 (+11.86%) Land $50,857 Building $393,344
2022	$5,683.00 Homeowner's exemption	$305,700 Land $35,000 Building $270,700	$397,113 Land $45,466 Building $351,647

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Talbot Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1986–2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Talbot Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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