Cherokee County property record for 14 Susans Rd, Gaffney, SC 29341
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 1.24 acres (54,014 sqft) |
| Owner | Individual Name on File |
| Last Sale | $314,500 (Jun 2026) |
| Tax Bill | $932 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 021231-23-3 |
| Primary APN | 021231-23-3 |
|---|---|
| Alternative APNs |
|
| Lot Area | 54,014 sqft (1.24 acres) |
|---|
| Street Address | 95 SUSANS RD |
|---|---|
| City | GAFFNEY |
| State | SC |
| Zip | 29341 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | SUSANS RD LT 14 1.24AC |
| Legal Subdivision | SUSANS RD |
| Legal Lot Number | 14 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | MACEDONIA |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 970102 |
14 Susans Rd, residential vacant land, is owned by an individual who bought it in June 2026.
Source: Cherokee County records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 195 SUSANS RD, GAFFNEY, SC 29341-4114 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 11, 2026 | Deed, Transfer · VA Mortgage NONE LISTED ON DOCUMENT |
| Jun 11, 2026 | Deed, Subdivision Related Transfer · VA Mortgage MID-CONTINENT INVTS/KS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 11, 2026 · Amount on File |
| Deed Sale | Jun 11, 2026 · Amount on File |
| Prior Sale | Feb 28, 2025 · Amount on File |
| Deed Document Number | 20263244 |
| Deed Book / Page | 199 / 1880 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Jun 11, 2026 |
| Document Number | 0000003244 |
| Book / Page | 199 / 1880 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 20263244 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $82,587.70 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000003245, |
|---|---|
| Date | Jun 11, 2026 |
| Instrument | 20263245 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Jun 11, 2026 |
| Document Number | 0001991880 |
| Book / Page | 199 / 1880 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 20263244 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $82,587.70 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000003245, |
|---|---|
| Date | Jun 11, 2026 |
| Instrument | 20263245 |
| Name | MID-CONTINENT INVTS/KS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 14 Susans Rd was $932.
Source: Cherokee County assessment roll, as of November 20, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $932.00 | $2,700 Land $2,700 | $45,000 Land $45,000 |
| 2023 | $709.00 | $2,170 Land $2,170 | $36,100 Land $36,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 14 Susans Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 14 Susans Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DANIEL MORGAN WATER DISTRICT (1120001) serves 5,746 people · EPA ID SC1120001 |
|---|---|
| Water Source | Purchased surface water from GRASSY POND WATER CO INC |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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