14 Susan Dr, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 14 Susan Dr, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,323 sqft · built 1965
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (Jun 2023)
Tax Bill	$7,463 (2026)
Deeds & Mortgages	May 2022 Refinance May 2022 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:012-E B:0006 L:0014`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:012-E B:0006 L:0014`
Alternative APNs	`M:012=E B:0006 L:0014` `9759006`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,323 sqft Living Area
Gross Area	2,940 sqft
1st Floor Area	1,512 sqft
Basement Area	1,248 sqft
Unfinished Basement	437 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,001 sqft (0.23 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	9759006
Street Address	14 SUSAN DR
City	SAUGUS
State	MA
Zip	01906-1238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	6
Legal Lot Number	14
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2005
Census Tract	208301

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 SUSAN DR, LYNN, MA 01904-1578
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance DIRECT CU
May 6, 2022	Deed of Trust, Mortgage · ARM DIRECT CU
Nov 14, 2023	Condominium Deed, Transfer
Jun 16, 2023	Condominium Deed, Transfer
Oct 15, 2018	Deed of Trust, Mortgage CAMBRIDGE SVGS BK
May 1, 2020	Deed of Trust, Mortgage · Balloon Mortgage CAMBRIDGE SAVINGS BANK
May 1, 2020	Deed of Trust, Mortgage · ARM CAMBRIDGE SAVINGS BANK
Sep 28, 2018	Quit Claim Deed, Transfer CAMBRIDGE SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2023 · Amount on Record
Deed Sale	Jun 16, 2023 · Amount on Record
Prior Sale	Sep 28, 2018 · Amount on Record
Deed Document Number	20231780
Deed Book / Page	41617 / 266
Last Transfer Date	Oct 31, 2023
Transfer Doc	041857-345
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	14 SUSAN DR, SAUGUS, MA 01906-1238
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040917-448
Date	May 6, 2022
Book Page	40917/448
Instrument	20220506003180

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2042

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	14 SUSAN DR, SAUGUS, MA 01906-1238
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040917-432
Date	May 6, 2022
Book Page	40917/432
Instrument	20220506003170

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jun 1, 2029
Index	1-Year CMT

November 2023: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	LYNN MA
Recording Date	Nov 14, 2023
Property Address	14 SUSAN DR, SAUGUS, MA 01906-1238
Document Number	041857-345
Book / Page	41857 / 345
Instrument Date	Oct 31, 2023
Instrument	20231114001450
Transaction Type	Transfer
Record Updated	Dec 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 SUSAN DR, LYNN, MA 01904-1578

June 2023: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	LYNN MA
Recording Date	Jun 16, 2023
Property Address	14 SUSAN DR, SAUGUS, MA 01906-1238
Document Number	041617-266
Book / Page	41617 / 266
Instrument Date	Jun 16, 2023
Instrument	20230616001780
Transaction Type	Transfer
Record Updated	Dec 8, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14 SUSAN DR, LYNN, MA 01904-1578

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	14 SUSAN DR, SAUGUS, MA 01906-1238
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37081-70
Date	Oct 15, 2018
Book Page	37081/70
Instrument	181015003620

Lender

Name	CAMBRIDGE SVGS BK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	14 SUSAN DR, SAUGUS, MA 01906-1238
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38473-170
Date	May 1, 2020
Book Page	38473/170
Instrument	20200501001150

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	14 SUSAN DR, SAUGUS, MA 01906-1238
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38473-155
Date	May 1, 2020
Book Page	38473/155
Instrument	20200501001140

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	May 1, 2027

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Sep 28, 2018
Property Address	14 SUSAN DR, SAUGUS, MA 01906-1238
Document Number	37049-105
Book / Page	37049 / 105
Instrument	180928006210
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	370490107
Date	Sep 28, 2018
Instrument	37049/0107

Lender

Name	CAMBRIDGE SVGS BK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2048

Interest

Rate	4%
Max Rate At Change	0.12%
Max Rate	2.75%

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,463.00 (+4.52%)	$716,200 (+7.14%) Land $391,500 Building $324,200	$788,647 (+3.58%)
2025	$7,140.00 (+3.36%)	$668,500 (+3.07%) Land $355,500 Building $313,000	$761,425
2024	$6,908.00 (+1.75%)	$648,600 (+7.58%) Land $342,000 Building $306,600
2023	$6,789.00	$602,900 Land $310,500 Building $292,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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