14 Sunny Shore Dr, Ormond Beach, FL 32176 Property Records

Volusia County property record for 14 Sunny Shore Dr, Ormond Beach, FL 32176

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 784 sqft · built 1958
Lot Size	0.16 acres (7,006 sqft)
Owner	2 Individual Names on File
Last Sale	$83,000 (Aug 2020)
Tax Bill	$2,465 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4203-06-00-1270`

Property Details

APN / Parcel Number

Primary APN	`4203-06-00-1270`
Alternative APNs	`32140306001270` `3022858.0` `3022858`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	784 sqft Living Area
1st Floor Area	784 sqft
Flooring	Combination, Other
Interior Walls	Plaster

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1986
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,006 sqft (0.16 acres)
Lot Dimensions	113 ft deep x 62 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	140 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3022858.0
Old Parcel Number	32140306001270
Street Address	14 SUNNY SHORE DR
City	ORMOND BEACH
State	FL
Zip	32176-3716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	3 14 32 LOT 127 EXC E 2.25 FT SUNNY SHORES MB 23 PG 144 PER OR 5030 PG 2129 PER OR 6946 PG 3491 PER OR 7888 PG 3853
Legal Range	32E
Legal Township	14S
Legal Section	03
Legal Subdivision	SHORES
Legal Tract	6
Legal Lot Number	127
Jurisdiction	VOLUSIA FL
Township / Civil Division	NORTH PENINSULA
Census Block Group	3
Census Block	3018
Census Tract	80300

Owner

Source: Volusia County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14 SUNNY SHORE DR, ORMOND BEACH, FL 32176-3716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 4, 2020 · Amount on Record
Deed Sale	Aug 4, 2020 · Amount on Record
Prior Sale	Mar 8, 2003 · Amount on Record
Deed Document Number	2020-142151
Deed Book / Page	7888 / 3853
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Aug 4, 2020
Property Address	14 SUNNY SHORE DR, ORMOND BEACH, FL 32176-3716
Document Number	0078883853
Book / Page	007888 / 003853
Instrument Date	Jul 31, 2020
Instrument	142151
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	LIGHTHOUSE TITLE/E FL INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$581.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 SUNNY SHORE DR ORMOND BEACH FL 321763716, ORMOND BEACH, FL 32176-3716

Mortgage

Document Number	78883855
Date	Aug 4, 2020
Book Page	007888/003855
Instrument	142152

Lender

Name	THOMAS B KOWALSKI
Address	32 MARJORIE TRL, ORMOND BEACH, FL 32174-8524
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Aug 3, 2030

Interest

Rate	6%

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,465.00 (+1.27%) Homeowner's exemption	$167,019 (+5.99%)	$226,830 (-4.61%) Land $112,325 Building $114,505
2023	$2,434.00 (+2.83%) Homeowner's exemption	$157,585 (+3%)	$237,783 (+22.33%) Land $103,425 Building $134,358
2022	$2,367.00 Homeowner's exemption	$152,995	$194,383 Land $80,190 Building $114,193

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	391 units insured incl. 327 condo units
Nearby Flood Claims	55 (1981–2024)
Claims Outside the SFHA	50 of 55
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Frances, Sep 2004 · 8 claims Tropical Storm Gordon Tornadoes Flooding Rainfall, Nov 1994 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORMOND BEACH serves 59,744 people · EPA ID FL3640963
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Holdings Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20