14 Summit Circle Dr, Mahopac, NY 10541 Property Records

Putnam County and Carmel Town property record for 14 Summit Circle Dr, Mahopac, NY 10541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,986 sqft · built 1972
Lot Size	0.376 acres (16,416 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Dec 2021)
Tax Bill	$15,004 (2024)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372000 87.9-1-40`

Property Details

APN / Parcel Number

Primary APN	`372000 87.9-1-40`
Alternative APNs	`200008700900010400000000` `279100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,986 sqft Living Area
1st Floor Area	1,311 sqft
Basement Area	675 sqft
Finished Basement	675 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2014
Architectural Style	Raised Ranch
Exterior Material	Wood
Lot Area	16,416 sqft (0.376 acres)
Lot Dimensions	152 ft deep x 108 ft wide
View / Lot	Waterfront
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Porch	Open Porch
Porch Area	520 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	279100
Street Address	14 SUMMIT CIRCLE DR
City	MAHOPAC
State	NY
Zip	10541-4132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Subdivision	MAP OF TEAKETTLE SPOUT LAKE A MAHOPAC
Legal Block	1
Legal Lot Number	40.00
Jurisdiction	PUTNAM NY
Township / Civil Division	CARMEL
Census Block Group	2
Census Block	2007
Census Tract	11300

Owner

14 Summit Circle Dr is owned and occupied by two individuals who bought it in December 2021.

Source: Putnam County and Carmel Town records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 SUMMIT CIRCLE DR, MAHOPAC, NY 10541-4132
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage SUMA YONKERS FCU
Dec 23, 2020	Bargain and Sale Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2021 · Amount on File
Deed Sale	Dec 15, 2021 · Amount on File
Prior Sale	Dec 15, 2021 · Amount on File
Deed Document Number	2021147802021
Deed Book / Page	2251 / 230
Record Updated	Oct 29, 2026

December 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Dec 15, 2021
Property Address	14 SUMMIT CIRCLE DR, MAHOPAC, NY 10541-4132
Document Number	0022510230
Book / Page	2251 / 230
Map Reference	FILE 335C
Instrument Date	Nov 24, 2021
Instrument	14780-2021
Transaction Type	Transfer
Record Updated	Dec 31, 2021
Title Company	NEW LAND TITLE AGENCY, NEW AGE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,060.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 SUMMIT CIRCLE DR, 14, MAHOPAC, NY 10541-4132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 SUMMIT CIRCLE DR, MAHOPAC, NY 10541-4132

Mortgage

Document Number	0007542176
Date	Dec 15, 2021
Instrument	7542/176

Lender

Name	SUMA YONKERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

December 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Dec 23, 2020
Property Address	14 SUMMIT CIRCLE DR, MAHOPAC, NY 10541-4132
Document Number	0021920093
Book / Page	2192 / 93
Map Reference	FILE 335C
Instrument Date	Dec 15, 2020
Instrument	11664-2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$1,908.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 SUMMIT CIRCLE DR, 14, MAHOPAC, NY 10541-4132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8815 BAY 16TH ST, BROOKLYN, NY 11214-5844

Mortgage

Document Number	0007228288
Date	Dec 23, 2020
Instrument	7228/288

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Carmel Town
Unified School District	Mahopac Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$583,700 Land $83,100 Building $500,600	$583,700 Land $83,100 Building $500,600
2024	$15,004.00
2023		$519,500 (+11%) Land $75,500 Building $444,000	$519,500 (+11%) Land $75,500 Building $444,000
2022		$468,000 Land $75,500 Building $392,500	$468,000 Land $75,500 Building $392,500
2021	$13,466.00 (+253.25%)
2020	$3,812.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Summit Circle Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1979–2013)
Claims Outside the SFHA	2 of 7
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Summit Circle Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERS CONSOLIDATED WATER DISTRICT #1 serves 3,848 people · EPA ID NY5903426
Water Source	Purchased surface water from YORKTOWN CONSOLD. WATER DIST.#1
Last State Inspection	Mar 2026
Lead	11 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Xfinity.

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