14 Summer St, Saco, ME 04072 Property Records

York County and Saco City property record for 14 Summer St, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,351 sqft · built 1840
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Tax Bill	$5,223 (2025)
Deeds & Mortgages	May 2018 Mortgage Jul 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C1475R`

Property Details

APN / Parcel Number

Primary APN	`C1475R`
Alternative APNs	`SACO M:032 L:133 U:000-000` `M:032 L:133 U:000=000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,351 sqft Living Area
Gross Area	4,856 sqft
1st Floor Area	1,529 sqft
Attic	Attic
Attic Area	1,466 sqft
Basement Area	753 sqft
Unfinished Basement	753 sqft

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1840
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	C1475R
Street Address	14 SUMMER ST
City	SACO
State	ME
Zip	04072-2837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Subdivision	SUMMER STREET
Legal Lot Number	133
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	2
Census Block	2017
Census Tract	5200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Saco Historic District listed 1998 · 184 contributing resources · NRIS 98000594

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: York County and Saco City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14 SUMMER ST, SACO, ME 04072-2837
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2018	Deed of Trust, Mortgage YORK COUNTY FCU
Jul 8, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance GOLDWATER BANK NA
Apr 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GOLDWATER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	14 SUMMER ST, SACO, ME 04072-2837
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0177090394
Date	May 8, 2018
Book Page	17709/0394
Instrument	2018016756

Lender

Name	YORK COUNTY FCU

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 25, 2048

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	14 SUMMER ST, SACO, ME 04072-2837
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0179900714
Date	Jul 8, 2019
Book Page	17990/714
Instrument	2019025715

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	14 SUMMER ST, SACO, ME 04072-2837
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0182320649
Date	Apr 30, 2020
Book Page	18232/649
Instrument	2020018263

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,223.00 (+0.25%)	$367,800 (-0.81%) Land $119,500 Building $248,300
2024	$5,210.00 (+5.23%)	$370,800 (+37.28%) Land $119,500 Building $251,300	$547,295
2022	$4,951.00	$270,100 Land $91,100 Building $179,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon, Xfinity.

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