14 Summer St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 14 Summer St, Biddeford, ME 04005

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,726 sqft · built 1880
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$273,700 (Dec 2020)
Tax Bill	$3,799 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:38 L:437`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:38 L:437`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,726 sqft Living Area
Gross Area	3,025 sqft
1st Floor Area	959 sqft
Basement Area	959 sqft
Unfinished Basement	959 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	14 SUMMER ST
City	BIDDEFORD
State	ME
Zip	04005-3310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSRD2
Legal Lot Number	437
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	2
Census Block	2004
Census Tract	25205

Owner

Source: York County and Biddeford City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14 SUMMER ST, BIDDEFORD, ME 04005-3310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED STATES OF AMERICA
Dec 15, 2020	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 27, 2017	Conservator's Deed, Transfer FRANKLIN AMER MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2020 · Amount on Record
Deed Sale	Dec 15, 2020 · Amount on Record
Prior Sale	Sep 27, 2017 · Amount on Record
Deed Document Number	202064923
Deed Book / Page	18489 / 615
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Recording Date	Jul 31, 2026
Property Address	14 SUMMER ST, BIDDEFORD, ME 04005-3310
Document Number	0000027318
Book / Page	19960 / 216
Instrument Date	Jul 6, 2026
Instrument	202627318
Transaction Type	Mortgage
Record Updated	Aug 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 SUMMER ST, BIDDEFORD, ME 04005-3310

Mortgage

Document Number	0000027318,
Date	Jul 31, 2026
Book Page	19960/216
Instrument	202627318

Lender

Name	UNITED STATES OF AMERICA

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2051

Interest

Rate	6.48%
Max Rate	-1%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Dec 15, 2020
Property Address	14 SUMMER ST, BIDDEFORD, ME 04005-3310
Document Number	0184890615
Book / Page	18489 / 615
Instrument Date	Dec 11, 2020
Instrument	2020064923
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	771 MAIN ST, S PORTLAND, ME 04106-5424

Mortgage

Document Number	2020064924
Date	Dec 15, 2020
Instrument	2020064924

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

September 2017: Conservator's Deed, Transfer

Document Type	Conservator's Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Sep 27, 2017
Property Address	14 SUMMER ST, BIDDEFORD, ME 04005-3310
Document Number	0175690026
Book / Page	17569 / 0026
Instrument	2017041369
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017041370
Date	Sep 27, 2017
Instrument	2017041370

Lender

Name	FRANKLIN AMER MTG

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2047

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,799.00 (+6.03%)	$254,300 (+0.91%) Land $125,000 Building $129,300
2024	$3,583.00 (+8.38%)	$252,000 (-) Land $125,000 Building $127,000
2023	$3,306.00 (-0.36%)	$252,000 (+24.63%) Land $125,000 Building $127,000	$356,060
2022	$3,318.00	$202,200 Land $61,400 Building $140,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Great Works Internet, Premium Choice Broadband.

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