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14 Summer Dr, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 14 Summer Dr, Saugus, MA 01906

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,110 sqft · built 1957
Lot Size0.172 acres (7,501 sqft)
Owner2 Individual Names on File
Last Sale$392,500 (Apr 2014)
Tax Bill$6,845 (2026)
Deeds & MortgagesAug 2023 Line of Credit
Sep 2019 Refinance
Flood ZoneZone X (minimal risk)
APNSAUG M:009-E B:0004 L:0006

Property Details

APN / Parcel Number

Primary APNSAUG M:009-E B:0004 L:0006
Alternative APNs
  • M:009=E B:0004 L:0006
  • 4947002

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,110 sqft Living Area
Gross Area2,724 sqft
1st Floor Area1,110 sqft
Basement Area1,110 sqft
Unfinished Basement1,110 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,501 sqft (0.172 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number4947002
Street Address14 SUMMER DR
CitySAUGUS
StateMA
Zip01906-3363
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNA
Legal Block4
Legal Lot Number6
JurisdictionSAUGUS MA
Township / Civil DivisionSAUGUS
Census Block Group1
Census Block1004
Census Tract208301

Owner

14 Summer Dr is owned and occupied by two individuals who bought it in April 2014.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address14 SUMMER DR, SAUGUS, MA 01906-3363
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2023Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Sep 27, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 25, 2014 · Amount on File
Deed SaleApr 25, 2014 · Amount on File
Prior SaleJun 3, 2005 · Amount on File
Deed Book / Page33238 / 165
Transfer Doc033238-165
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address14 SUMMER DR, SAUGUS, MA 01906-3363
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0041704-48
DateAug 9, 2023
Book Page41704/48
Instrument20230809000050
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueSep 1, 2048
Interest
Rate TypeAdjustable Rate

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address14 SUMMER DR, SAUGUS, MA 01906-3363
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37882-399
DateSep 27, 2019
Book Page37882/399
Instrument20190927004710
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,845.00 (+4.34%)$656,900 (+6.95%) Land $354,400 Building $298,100$668,748 (+0.64%)
2025$6,560.00 (+2.58%)$614,200 (+2.28%) Land $323,800 Building $290,400$664,525
2024$6,395.00 (+3.36%)$600,500 (+9.28%) Land $315,000 Building $285,500
2023$6,187.00$549,500 Land $275,600 Building $273,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Summer Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 14 Summer Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAUGUS WATER DEPT. (MWRA)
serves 27,844 people · EPA ID MA3262000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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