14 Stuart Cir, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 14 Stuart Cir, Westfield, MA 01085

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,764 sqft · built 1972
Lot Size	0.576 acres (25,080 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Aug 2024)
Tax Bill	$6,023 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Apr 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WFLD M:147 L:23`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:147 L:23`
Alternative APNs	`M:329147 B:00023 L:00000` `04`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,764 sqft Living Area
Gross Area	4,090 sqft
Basement Area	1,680 sqft
Unfinished Basement	1,680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,080 sqft (0.576 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	14 STUART CIR
City	WESTFIELD
State	MA
Zip	01085-4632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Lot Number	23
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	4
Census Block	4019
Census Tract	812600

Owner

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 STUART CIR, WESTFIELD, MA 01085-4632
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Fiduciary Deed, Transfer · Stand-Alone First Mortgage KIAVI FUNDING INCORPORATED
Apr 4, 2023	Deed of Trust, Mortgage · ARM HOMEBRIDGE FINANCIAL SERVICES INC
Apr 4, 2023	Deed of Trust, Mortgage · ARM SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2024 · Amount on Record
Deed Sale	Aug 22, 2024 · Amount on Record
Prior Sale	Feb 16, 2024 · Amount on Record
Deed Document Number	202438498
Deed Book / Page	25543 / 233
Record Updated	Oct 29, 2026

February 2024: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	WESTFIELD MA
Recording Date	Feb 16, 2024
Property Address	14 STUART CIR, WESTFIELD, MA 01085-4632
Document Number	025323-154
Book / Page	25323 / 154
Instrument Date	Feb 16, 2024
Instrument	6799
Transaction Type	Transfer
Record Updated	Mar 1, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 JEFFERSON ST, WESTFIELD, MA 01085-8206

Mortgage

Document Number	0000006800
Date	Feb 16, 2024
Instrument	6800

Lender

Name	KIAVI FUNDING INCORPORATED

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	14 STUART CIR, WESTFIELD, MA 01085-4632
Transaction Type	Mortgage
Record Updated	Apr 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024959-357
Date	Apr 4, 2023
Book Page	24959/357
Instrument	15112

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	889 Months
Due	May 1, 2097

Interest

Rate Type	Adjustable Rate
Rate	7.21%
Type Change Date	May 1, 2023
Index	Other

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	14 STUART CIR, WESTFIELD, MA 01085-4632
Transaction Type	Mortgage
Record Updated	Apr 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024959-369
Date	Apr 4, 2023
Book Page	24959/369
Instrument	15113

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	ARM
Amount	Amount Recorded
Term	889 Months
Due	May 1, 2097

Interest

Rate Type	Adjustable Rate
Rate	7.21%
Type Change Date	May 1, 2023
Index	Other

Tax Assessment & Valuation

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,023.00 (+7.67%)	$403,400 (+9.47%) Land $123,100 Building $280,300	$415,232 (+11.08%)
2025	$5,594.00 (+4%)	$368,500 (+16.32%) Land $119,600 Building $248,900	$373,825 (+0.59%)
2024			$371,640
2023	$5,379.00	$316,800 Land $103,600 Building $213,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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