14 Stratton Pl, Delmar, NY 12054 Property Records

Albany County and Bethlehem Town property record for 14 Stratton Pl, Delmar, NY 12054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,728 sqft · built 1925
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,000 (Aug 2026)
Tax Bill	$5,563 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`012200 85.15-4-35`

Property Details

APN / Parcel Number

Primary APN	`012200 85.15-4-35`
Alternative APNs	`22000850150004035000` `08501500040350000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,728 sqft Living Area
1st Floor Area	800 sqft
2nd Floor Area	928 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2013
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	165 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	396 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	08501500040350000000
Street Address	14 STRATTON PL
City	DELMAR
State	NY
Zip	12054-1815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Description	DELMAR
Legal Subdivision	DELMAR
Legal Block	4
Legal Lot Number	35.000
Jurisdiction	ALBANY NY
Township / Civil Division	BETHLEHEM
Census Block Group	1
Census Block	1016
Census Tract	14202

Owner

Source: Albany County and Bethlehem Town records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	97 WRIGHT LN, DELMAR, NY 12054-1048
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORPORATION
Apr 22, 2024	Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU
Jun 15, 2022	Deed of Trust, Mortgage · FHA Mortgage WINTRUST MORTGAGE
Oct 23, 2020	Loan Modification, Mortgage · Conventional Mortgage CAPITAL COMMUNICATIONS FCU
Nov 4, 2020	Warranty Deed, Transfer · Stand-Alone Refinance CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2026 · Amount on Record
Deed Sale	Aug 11, 2026 · Amount on Record
Prior Sale	Nov 4, 2020 · Amount on Record
Deed Document Number	202614968
Prior Transfer Date	Oct 23, 2020
Prior Transfer Doc	0000025618
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Aug 11, 2026
Property Address	14 STRATTON PL, DELMAR, NY 12054-1815
Document Number	0000014968
Instrument Date	Jul 28, 2026
Instrument	202614968
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$157,156.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 WRIGHT LN, DELMAR, NY 12054-1048

Mortgage

Document Number	0000014969,
Date	Aug 11, 2026
Instrument	202614969

Lender

Name	HOMESTEAD FUNDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	14 STRATTON PL, DELMAR, NY 12054-1815
Transaction Type	Mortgage
Record Updated	May 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 STRATTON PL, DELMAR, NY 12054-1815

Mortgage

Document Number	0000000330
Date	Apr 22, 2024
Instrument	R2024-6330

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 21, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	14 STRATTON PL, DELMAR, NY 12054-1815
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 STRATTON PL, DELMAR, NY 12054-1815

Mortgage

Document Number	0000004877
Date	Jun 15, 2022
Instrument	R2022-14877

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBANY NY
Property Address	14 STRATTON PL, DELMAR, NY 12054-1815
Document Number	0000025620
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 STRATTON PL DELMAR NY 120541815, DELMAR, NY 12054-1815

Mortgage

Document Number	0000025620
Date	Nov 4, 2020
Instrument	25620

Lender

Name	CAPITAL COMMUNICATIONS FCU
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Nov 4, 2020
Property Address	14 STRATTON PL, DELMAR, NY 12054-1815
Document Number	0000005618
Instrument Date	Oct 23, 2020
Instrument	R2020-25618
Transaction Type	Transfer
Record Updated	Apr 7, 2022

Transaction

Amount	Amount Recorded
Tax	$200.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 STRATTON PL, 14, DELMAR, NY 12054-1815

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 STRATTON PL, DELMAR, NY 12054-1815

Mortgage

Document Number	0000025620
Date	Nov 4, 2020
Instrument	R2020-25620

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Albany County and Bethlehem Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Bethlehem Town
Unified School District	Bethlehem Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,563.00 (+2.09%) Homeowner's exemption Veteran's exemption
2025	$5,449.00 Homeowner's exemption Veteran's exemption	$190,000 (-) Land $53,000 Building $137,000	$296,875 (+17.19%) Land $82,812 Building $214,063
2023		$190,000 Land $53,000 Building $137,000	$253,333 Land $70,667 Building $182,666

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2008–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHLEHEM WD NO 1 serves 31,000 people · EPA ID NY0100191
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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