14 Stone Gate Ct, Pooler, GA 31322 Property Records

Chatham County property record for 14 Stone Gate Ct, Pooler, GA 31322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,086 sqft · built 2006
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Aug 2023)
Tax Bill	$4,282 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5-1009J-01-036`

Property Details

APN / Parcel Number

Primary APN	`5-1009J-01-036`
Alternative APN	`L341J599`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,086 sqft Living Area
1st Floor Area	1,043 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	230 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	14 STONE GATE CT
City	POOLER
State	GA
Zip	31322-9664
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 36 THE GATES AT SAVANNAH QU ARTERS PH 1A SMB 33S 56A .247
Legal Subdivision	GATES @SAV QTR
Legal Phase	1A
Legal Lot Number	36
Jurisdiction	CHATHAM GA
Township / Civil Division	POOLER-BLOOMINGDALE
Census Block Group	1
Census Block	1000
Census Tract	10820

Owner

Source: Chatham County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14 STONE GATE CT, POOLER, GA 31322-9664
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Aug 22, 2023	Warranty Deed, Transfer · FHA Mortgage LIBERTY HOME MORTGAGE
May 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2023 · Amount on Record
Deed Sale	Aug 22, 2023 · Amount on Record
Deed Book / Page	3174 / 702
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	14 STONE GATE CT, POOLER, GA 31322-9664
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 STONE GATE CT, POOLER, GA 31322-9664

Mortgage

Document Number	0037840299
Date	Sep 25, 2025
Book Page	0000003784/0000000299

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Jan 1, 2048

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Aug 22, 2023
Property Address	14 STONE GATE CT, POOLER, GA 31322-9664
Document Number	0031740702
Book / Page	3174 / 702
Instrument Date	Aug 21, 2023
Transaction Type	Transfer
Record Updated	Oct 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 STONE GATE CT, POOLER, GA 31322-9664

Mortgage

Document Number	0003174704
Date	Aug 22, 2023
Instrument	3174/704

Lender

Name	LIBERTY HOME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	293 Months
Due	Jan 1, 2048

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	14 STONE GATE CT, POOLER, GA 31322-9664
Transaction Type	Mortgage
Record Updated	Jul 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 STONE GATE CT, POOLER, GA 31322-9664

Mortgage

Document Number	0031030311
Date	May 31, 2023
Book Page	0000003103/0000000311
Instrument	034459450009

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Due	Jan 1, 2023

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	14 STONE GATE CT, POOLER, GA 31322-9664
Transaction Type	Mortgage
Record Updated	May 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 STONE GATE CT, POOLER, GA 31322-9664

Mortgage

Document Number	0000002317/0000000064
Date	Apr 9, 2021
Book Page	0000002317/0000000064

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Pooler City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,282.00 (+43.35%)	$131,680 (+13.4%) Land $34,000 Building $97,680	$329,200 (+13.4%) Land $85,000 Building $244,200
2023		$116,120 (+16.54%) Land $24,000 Building $92,120	$290,300 (+16.54%) Land $60,000 Building $230,300
2022	$2,987.00	$99,640 Land $12,240 Building $87,400	$249,100 Land $30,600 Building $218,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2021

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POOLER serves 28,423 people · EPA ID GA0510001
Water Source	Purchased surface water from SAVANNAH-I & D
Last State Inspection	Nov 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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