14 Stevens Rd, Apt 3, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 14 Stevens Rd, Apt 3, Worcester, MA 01603

Property Summary

Property Type	Condominium
Details	3 bd · 1 ba · 1,152 sqft · built 1922
Lot Size	0.104 acres (4,562 sqft)
Owner	2 Individual Names on Record
Last Sale	$91,000 (Dec 2017)
Tax Bill	$3,584 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Oct 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-010-14-03`

Property Details

APN / Parcel Number

Primary APN	`14-010-14-03`
Alternative APNs	`WORC M:14 B:010 L:14-03` `M:14 B:010 L:14=03`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Units	3 Units
Stories	3 Stories
Building Area	1,152 sqft Living Area
Gross Area	1,212 sqft
1st Floor Area	868 sqft
Attic	Attic
Attic Area	756 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,562 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	14-010-14-03
Street Address	14 STEVENS RD, 3
City	WORCESTER
State	MA
Zip	01603-3060
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	10
Legal Lot Number	14-3
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1012
Census Tract	731101

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 STEVENS RD, 3, WORCESTER, MA 01603-3060
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Deed of Trust, Mortgage · Line of Credit CENTRAL ONE FEDERAL CREDIT UNION
Oct 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL ONE FEDERAL CREDIT UNION
Dec 5, 2017	Quit Claim Deed, Transfer DIGITAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2017 · Amount on Record
Deed Sale	Dec 5, 2017 · Amount on Record
Prior Sale	Aug 18, 2006 · Amount on Record
Deed Book / Page	58142 / 383
Transfer Doc	058142-383
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	14 STEVENS RD APT 3, 3, WORCESTER, MA 01603-3060
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068092-65
Date	Aug 19, 2022
Book Page	68092/65
Instrument	91491

Lender

Name	CENTRAL ONE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	14 STEVENS RD APT 3, 3, WORCESTER, MA 01603-3060
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63483-57
Date	Oct 14, 2020
Book Page	63483/57
Instrument	121356

Lender

Name	CENTRAL ONE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Dec 5, 2017
Property Address	14 STEVENS RD APT 3, 3, WORCESTER, MA 01603-3060
Document Number	58142-383
Book / Page	58142 / 383
Instrument	136160
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12.47
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 STEVENS RD # 3, 3, WORCESTER, MA 01603-3060

Mortgage

Document Number	581430001
Date	Dec 5, 2017
Instrument	58143/0001

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	192 Months
Due	Dec 5, 2033

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,584.00 (+1.5%)	$269,900 (+0.82%) Building $269,900	$271,463 (+14.85%)
2025	$3,531.00 (+18.73%)	$267,700 (+29.07%) Building $267,700	$236,360 (-10.66%)
2024			$264,575
2023	$2,974.00	$207,400 Building $207,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1984–2011)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Sep 2011 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile, Xfinity.

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