Middlesex County and Dracut Town property record for 14 Stephen Ave, Dracut, MA 01826
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,212 sqft · built 1956 |
| Lot Size | 0.249 acres (10,837 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $365,000 (Apr 2018) |
| Tax Bill | $6,462 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Feb 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DRAC M:18 L:71 |
| Primary APN | DRAC M:18 L:71 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,212 sqft Living Area |
| Gross Area | 4,946 sqft |
| 1st Floor Area | 1,600 sqft |
| Basement Area | 1,360 sqft |
| Unfinished Basement | 1,360 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,837 sqft (0.249 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 180816 |
|---|---|
| Street Address | 14 STEPHEN AVE |
| City | DRACUT |
| State | MA |
| Zip | 01826-1333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Lot Number | 71 |
| Jurisdiction | DRACUT MA |
| Township / Civil Division | DRACUT |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 314200 |
Source: Middlesex County and Dracut Town records · APN DRAC M:18 L:71
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 14 STEPHEN AVE, DRACUT, MA 01826-1333 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jun 02, 2021 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Feb 14, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Apr 06, 2018 | Quit Claim Deed, Transfer CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 06, 2018 · Amount on Record |
| Deed Sale | Apr 06, 2018 · Amount on Record |
| Prior Sale | Jan 30, 2009 · Amount on Record |
| Deed Book / Page | 31985 / 214 |
| Last Transfer Date | Feb 14, 2024 |
| Transfer Doc | 038325-186 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 14 STEPHEN AVE, DRACUT, MA 01826-1333 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 035829-287 |
|---|---|
| Date | Jun 02, 2021 |
| Book Page | 35829/287 |
| Instrument | 32788 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DRACUT MA |
| Recording Date | Feb 14, 2024 |
| Property Address | 14 STEPHEN AVE, DRACUT, MA 01826-1333 |
| Document Number | 038325-186 |
| Book / Page | 38325 / 186 |
| Instrument Date | Feb 14, 2024 |
| Instrument | 3708 |
| Transaction Type | Transfer |
| Record Updated | Mar 01, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 STEPHEN AVE, DRACUT, MA 01826-1333 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DRACUT MA |
| Recording Date | Apr 06, 2018 |
| Property Address | 14 STEPHEN AVE, DRACUT, MA 01826-1333 |
| Document Number | 31985-214 |
| Book / Page | 31985 / 214 |
| Instrument | 13689 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $46.53 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 14 STEPHEN AVE, DRACUT, MA 01826-1333 |
| Document Number | 319850216 |
|---|---|
| Date | Apr 06, 2018 |
| Instrument | 31985/0216 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 06, 2048 |
Source: Middlesex County and Dracut Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Dracut Town |
| Unified School District | Dracut School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,462.00 (+0.67%) | $638,500 (+3.94%) Land $193,400 Building $445,100 | $647,140 (+6.97%) |
| 2024 | $6,419.00 (+3.7%) | $614,300 (+14.93%) Land $184,100 Building $430,200 | $604,960 |
| 2023 | $6,190.00 | $534,500 Land $160,100 Building $374,400 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (1978–1979) |
| Most Recent Claim | Jan 1979 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
Based on FCC filings for 133 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DRACUT WATER SUPPLY DISTRICT serves 25,808 people |
|---|---|
| Water Source | Purchased surface water from LOWELL REGIONAL WATER UTILITY |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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