14 Steam Mill Rd, Deerfield, MA 01342 Property Records

Franklin County and Deerfield Town property record for 14 Steam Mill Rd, Deerfield, MA 01342

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,643 sqft · built 1967
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (May 2015)
Tax Bill	$7,275 (2026)
Deeds & Mortgages	Jul 2026 Sale Jun 2026 Mortgage
APN	`DEER M:79 L:26`

Property Details

APN / Parcel Number

Primary APN	`DEER M:79 L:26`
Alternative APNs	`M:0008 B:0000 L:0123` `6845`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,643 sqft Living Area
Gross Area	4,577 sqft
Basement Area	925 sqft
Unfinished Basement	925 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	6845
Street Address	14 STEAM MILL RD
City	DEERFIELD
State	MA
Zip	01342-9700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	26
Jurisdiction	DEERFIELD MA
Township / Civil Division	DEERFIELD
Census Block Group	2
Census Block	2068
Census Tract	40900

Owner

14 Steam Mill Rd is owned and occupied by two individuals who bought it in May 2015.

Source: Franklin County and Deerfield Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 STEAM MILL RD, DEERFIELD, MA 01342-9700
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Redemption Deed, Transfer
Jun 12, 2026	Deed of Trust, Mortgage UMASSFIVE COLLEGE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2015 · Amount on File
Deed Sale	May 18, 2015 · Amount on File
Prior Sale	Nov 18, 2013
Deed Document Number	20154440
Deed Book / Page	6685 / 324
Transfer Doc	006685-324
Record Updated	Oct 29, 2026

July 2026: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	DEERFIELD MA
Recording Date	Jul 6, 2026
Property Address	14 STEAM MILL RD, DEERFIELD, MA 01342-9700
Document Number	0000005895
Book / Page	8667 / 254
Instrument Date	Jun 29, 2026
Instrument	20265895
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEERFIELD MA
Recording Date	Jun 12, 2026
Property Address	14 STEAM MILL RD, DEERFIELD, MA 01342-9700
Document Number	0008655-80
Book / Page	8655 / 80
Instrument Date	Jun 8, 2026
Instrument	20264985
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 STEAM MILL RD, DEERFIELD, MA 01342-9700

Mortgage

Document Number	0000004985,
Date	Jun 12, 2026
Book Page	8655/80
Instrument	20264985

Lender

Name	UMASSFIVE COLLEGE FEDERAL CREDIT UNION

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2041

Interest

Rate	5.72%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 14 Steam Mill Rd was $7,275, up 4% from the year before.

Source: Franklin County and Deerfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Deerfield Town
Elementary School District	Deerfield School District (PK - 06)
Secondary School District	Frontier School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,275.00 (+3.99%)	$540,900 (+2.44%) Land $122,300 Building $381,400	$663,118
2025	$6,996.00 (+3.94%)	$528,000 (+8.64%) Land $122,300 Building $405,700
2024	$6,731.00 (+5.47%)	$486,000 (+14%) Land $111,200 Building $374,800	$701,670
2023	$6,382.00	$426,300 Land $87,100 Building $339,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 14 Steam Mill Rd; there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1979–1983)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Steam Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEERFIELD FIRE DISTRICT serves 1,300 people · EPA ID MA1074000
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	8 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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