Essex County and Lawrence City property record for 14 State St, Lawrence, MA 01843
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,371 sqft · built 1890 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $525,000 (Apr 2025) |
| Tax Bill | $3,669 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Dec 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 99 0000 0006 A |
| Primary APN | 99 0000 0006 A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,371 sqft Living Area |
| Gross Area | 2,658 sqft |
| Basement Area | 975 sqft |
| Unfinished Basement | 975 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,000 sqft (0.092 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 99 0000 0006 A |
|---|---|
| Street Address | 14 STATE ST |
| City | LAWRENCE |
| State | MA |
| Zip | 01843-2102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Lot Number | 6 |
| Jurisdiction | LAWRENCE MA |
| Township / Civil Division | LAWRENCE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 251500 |
Source: Essex County and Lawrence City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14 STATE ST, LAWRENCE, MA 01843-2102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage EQUITY PRIME MTG |
| Dec 1, 2023 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| Apr 11, 2025 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC |
| Mar 17, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jan 17, 2020 | Quit Claim Deed, Transfer · FHA Mortgage EQUITY PRIME MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2025 · Amount on Record |
| Deed Sale | Apr 11, 2025 · Amount on Record |
| Prior Sale | Jan 17, 2020 · Amount on Record |
| Deed Document Number | 20255346 |
| Deed Book / Page | 18248 / 260 |
| Prior Transfer Date | Apr 10, 2025 |
| Prior Transfer Doc | 018248-260 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Property Address | 14 STATE ST, LAWRENCE, MA 01843-2102 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0017205-26 |
|---|---|
| Date | Oct 29, 2021 |
| Book Page | 17205/26 |
| Instrument | 35851 |
| Name | EQUITY PRIME MTG |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Property Address | 14 STATE ST, LAWRENCE, MA 01843-2102 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 017887-240 |
|---|---|
| Date | Dec 1, 2023 |
| Book Page | 17887/240 |
| Instrument | 19875 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Recording Date | Apr 11, 2025 |
| Property Address | 14 STATE ST, LAWRENCE, MA 01843-2102 |
| Document Number | 018248-260 |
| Book / Page | 18248 / 260 |
| Instrument Date | Apr 10, 2025 |
| Instrument | 5346 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 14 STATE ST, LAWRENCE, MA 01843-2102 |
| Document Number | 0000005347 |
|---|---|
| Date | Apr 11, 2025 |
| Instrument | 5347 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Recording Date | Mar 17, 2021 |
| Property Address | 14 STATE ST, LAWRENCE, MA 01843-2102 |
| Document Number | 016826-331 |
| Book / Page | 16826 / 331 |
| Instrument Date | Mar 16, 2021 |
| Instrument | 9009 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 14 STATE ST, LAWRENCE, MA 01843-2102 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Recording Date | Jan 17, 2020 |
| Property Address | 14 STATE ST, LAWRENCE, MA 01843-2102 |
| Document Number | 16157-340 |
| Book / Page | 16157 / 340 |
| Instrument Date | Jan 17, 2020 |
| Instrument | 1232 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 93 WILLOW ST, LAWRENCE, MA 01841-2486 |
| Document Number | 1233 |
|---|---|
| Date | Jan 17, 2020 |
| Instrument | 1233 |
| Name | EQUITY PRIME MTG |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Lawrence City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lawrence City |
| Unified School District | Lawrence School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,669.00 (+13.63%) | $424,600 (+15.73%) Land $124,200 Building $300,400 | $510,583 (+2.84%) |
| 2025 | $3,229.00 (+6.32%) | $366,900 (+11.76%) Land $96,000 Building $270,900 | $496,470 |
| 2024 | $3,037.00 (-2.97%) | $328,300 (+6.56%) Land $103,900 Building $224,400 | |
| 2023 | $3,130.00 | $308,100 Land $96,400 Building $211,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2016 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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