Hillsborough County and Hudson Town property record for 14 Spruce St, Hudson, NH 03051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,372 sqft · built 1962 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $472,000 (Mar 2026) |
| Tax Bill | $6,023 (2025) |
| Deeds & Mortgages | Dec 2021 Reverse Mortgage Mar 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | HDSO M:197 B:180 L:000 |
| Primary APN | HDSO M:197 B:180 L:000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,372 sqft Living Area |
| Gross Area | 2,352 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 5230 |
|---|---|
| Street Address | 14 SPRUCE ST |
| City | HUDSON |
| State | NH |
| Zip | 03051-4729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TR |
| Legal Block | 180 |
| Jurisdiction | HUDSON TOWN NH |
| Township / Civil Division | HUDSON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 12201 |
14 Spruce St is owned and occupied by an individual who bought it in March 2026.
Source: Hillsborough County and Hudson Town records, as of April 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14 SPRUCE ST, HUDSON, NH 03051-4729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2021 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Mar 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Mar 31, 2026 | Warranty Deed, Transfer · Conventional Mortgage JEANNE D ARC CU |
| Mar 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2026 · Amount on File |
| Deed Sale | Mar 31, 2026 · Amount on File |
| Prior Sale | Jul 1, 2005 · Amount on File |
| Deed Document Number | 202611236 |
| Deed Book / Page | 9940 / 1434 |
| Transfer Doc | 8866-1055 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUDSON TOWN NH |
| Property Address | 14 SPRUCE ST, HUDSON, NH 03051-4729 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0009565-99 |
|---|---|
| Date | Dec 8, 2021 |
| Book Page | 9565/99 |
| Instrument | 210082677 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 721 Months |
| Due | Jan 1, 2082 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUDSON TOWN NH |
| Property Address | 14 SPRUCE ST, HUDSON, NH 03051-4729 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 09439-2334 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 9439/2334 |
| Instrument | 210017843 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUDSON TOWN NH |
| Recording Date | Mar 31, 2026 |
| Property Address | 14 SPRUCE ST, HUDSON, NH 03051-4729 |
| Document Number | 09940-1434 |
| Book / Page | 9940 / 1434 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 260011236 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 SPRUCE ST, HUDSON, NH 03051-4729 |
| Document Number | 0260011237 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 260011237 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUDSON TOWN NH |
| Property Address | 14 SPRUCE ST, HUDSON, NH 03051-4729 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9439-2334 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 9439/2334 |
| Instrument | 210017843 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2041 |
The 2025 property tax bill for 14 Spruce St was $6,023.
Source: Hillsborough County and Hudson Town assessment roll, as of April 9, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Hillsborough County |
| County Subdivision | Hudson Town |
| Unified School District | Hudson School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,023.00 | $352,000 Land $126,800 Building $225,200 | |
| 2024 | $351,025 | ||
| 2023 | $5,444.00 (+5.28%) | $347,200 (-1.36%) Land $126,800 Building $220,400 | |
| 2022 | $5,171.00 | $352,000 Land $126,800 Building $225,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 Spruce St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (2001–2023) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 Spruce St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HUDSON WATER DEPT serves 16,700 people · EPA ID NH1201010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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