14 Spruce Dr, Wilton, CT 06897 Property Records

Wilton Town property record for 14 Spruce Dr, Wilton, CT 06897

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 7,081 sqft · built 2009
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,500,000 (Oct 2018)
Tax Bill	$35,687 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WILT M:0019 B:037 L:00`

Property Details

APN / Parcel Number

Primary APN	`WILT M:0019 B:037 L:00`
Alternative APN	`5690`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	7,081 sqft Living Area
Gross Area	15,154 sqft
1st Floor Area	3,438 sqft
Attic	Attic
Attic Area	2,502 sqft
Basement Area	1,448 sqft
Unfinished Basement	639 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5690
Street Address	14 SPRUCE DR
City	WILTON
State	CT
Zip	06897-2724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	37
Jurisdiction	WILTON CT
Township / Civil Division	WILTON
Census Block Group	2
Census Block	2001
Census Tract	45102

Owner

Source: Wilton Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 SPRUCE DR, WILTON, CT 06897-2724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2020	Deed of Trust, Mortgage · ARM FM HOME LOANS LLC
Oct 1, 2018	Warranty Deed, Transfer FM HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2018 · Amount on Record
Deed Sale	Oct 1, 2018 · Amount on Record
Prior Sale	Apr 21, 2010 · Amount on Record
Deed Book / Page	2491 / 4
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON CT
Property Address	14 SPRUCE DR, WILTON, CT 06897-2724
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2514-885
Date	Aug 24, 2020
Book Page	2514/885

Lender

Name	FM HOME LOANS LLC

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Sep 1, 2027
Index	LIBOR

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILTON CT
Recording Date	Oct 1, 2018
Property Address	14 SPRUCE DR, WILTON, CT 06897-2724
Document Number	2491-4
Book / Page	002491 / 000004
Instrument Date	Sep 25, 2018
Transaction Type	Transfer
Record Updated	Oct 23, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 THUNDER LAKE RD WILTON CT 068971331, WILTON, CT 06897-1331

Mortgage

Document Number	2491-7
Date	Oct 1, 2018
Book Page	002491/000007

Lender

Name	FM HM LOANS

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2048

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Wilton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wilton Town
Unified School District	Wilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$35,687.00 (+2.67%)	$1,423,940 (-) Land $306,110 Building $1,117,830	$2,741,171 (+175.01%)
2025	$34,758.00	$1,423,940 (+23.12%) Land $306,110 Building $1,117,830	$996,758 Land $214,277 Building $782,481
2024	$34,758.00 (+2.71%)
2023	$33,840.00 (+3.65%)	$1,156,540 (-) Land $292,740 Building $863,800
2022	$32,649.00	$1,156,540 Land $292,740 Building $863,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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