14 Spruce Dr, Fair Haven, NJ 07704 Property Records

Monmouth County and Fair Haven Borough property record for 14 Spruce Dr, Fair Haven, NJ 07704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,792 sqft · built 1950
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on File
Last Sale	$1,500,000 (Nov 2025)
Tax Bill	$16,692 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-00070-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`14-00070-0000-00012`
Alternative APN	`140007000012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,792 sqft Living Area
1st Floor Area	1,792 sqft
Basement Area	708 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Hip
Roof Material	Other
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	14 SPRUCE DR
City	FAIR HAVEN
State	NJ
Zip	07704-3616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Block	70
Legal Lot Number	12
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FAIR HAVEN
Census Block Group	3
Census Block	3012
Census Tract	803700

Owner

Source: Monmouth County and Fair Haven Borough assessment roll, APN 14-00070-0000-00012, as of July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14 SPRUCE DR, FAIR HAVEN, NJ 07704-3616
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 17, 2025 · Amount on Record
Deed Sale	Nov 17, 2025 · Amount on Record
Prior Sale	Dec 07, 1994 · Amount on Record
Deed Document Number	202591677
Deed Book / Page	9766 / 369
Record Updated	Sep 20, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Nov 17, 2025
Property Address	14 SPRUCE DR, FAIR HAVEN, NJ 07704-3616
Document Number	0097660369
Book / Page	9766 / 369
Instrument Date	Nov 13, 2025
Instrument	2025091677
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$23,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 SPRUCE DR, FAIR HAVEN, NJ 07704-3616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 SPRUCE DR, FAIR HAVEN, NJ 07704-3616

Mortgage

Document Number	2025091678
Date	Nov 17, 2025
Instrument	2025091678

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

Tax Assessment & Valuation

Source: Monmouth County and Fair Haven Borough assessment roll as of July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Fair Haven Borough
Elementary School District	Fair Haven Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,337,700 (+14.36%) Land $1,001,100 Building $336,600	$1,337,700 (+14.36%) Land $1,001,100 Building $336,600
2025	$16,692.00 (+9%)	$1,169,700 (+18.52%) Land $836,100 Building $333,600	$1,169,700 (+18.52%) Land $836,100 Building $333,600
2024	$15,314.00 (-3.24%)
2023		$986,900 Land $667,100 Building $319,800	$986,900 Land $667,100 Building $319,800
2022	$15,826.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258037003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	6 (2002–2026)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2026 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 427 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ1345001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.