Gilmer County property record for 14 Spruce Dr, Ellijay, GA 30540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,630 sqft · built 1997 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $162,500 (Oct 2013) |
| Tax Bill | $1,855 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3066Q 005 |
| Primary APN | 3066Q 005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,630 sqft Heated Area |
| Gross Area | 2,661 sqft |
| 1st Floor Area | 1,311 sqft |
| 2nd Floor Area | 704 sqft |
| Basement Area | 919 sqft |
| Finished Basement | 615 sqft |
| Unfinished Basement | 304 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 47,916 sqft (1.1 acres) |
| Garage Area | 357 sqft |
| Porch | Patio |
|---|---|
| Porch Area | 993 sqft |
| Deck Area | 216 sqft |
| Patio Area | 172 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 17397 |
|---|---|
| Street Address | 14 SPRUCE DR |
| City | ELLIJAY |
| State | GA |
| Zip | 30540-3529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 54 PH 2 TIMBERWALK EST PB 28-76 |
| Legal Subdivision | TIMBERWALK |
| Legal Phase | 2 |
| Legal Lot Number | 54 |
| Jurisdiction | GILMER GA |
| Township / Civil Division | ELLIJAY |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 80301 |
Source: Gilmer County records, as of February 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14 SPRUCE DR, ELLIJAY, GA 30540-3529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2025 | Deed of Trust, Mortgage BANK OZK |
| Dec 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Nov 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK |
| Oct 1, 2013 | Warranty Deed, Transfer · Conventional Mortgage PRIMARY CAPITAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2013 · Amount on Record |
| Deed Sale | Oct 1, 2013 · Amount on Record |
| Prior Sale | Nov 30, 1998 · Amount on Record |
| Deed Document Number | 20132410 |
| Deed Book / Page | 1831 / 468 |
| Last Transfer Date | Nov 15, 2021 |
| Transfer Doc | 002451/347 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILMER GA |
| Property Address | 14 SPRUCE DR, ELLIJAY, GA 30540-3529 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 14 SPRUCE DR, ELLIJAY, GA 30540-3529 |
| Document Number | 0000002787/0000000069 |
|---|---|
| Date | Aug 13, 2025 |
| Book Page | 0000002787/0000000069 |
| Name | BANK OZK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILMER GA |
| Property Address | 14 SPRUCE DR, ELLIJAY, GA 30540-3529 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 14 SPRUCE DR, ELLIJAY, GA 30540-3529 |
| Document Number | 0000002451/0000000348 |
|---|---|
| Date | Dec 1, 2021 |
| Book Page | 0000002451/0000000348 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILMER GA |
| Recording Date | Nov 15, 2021 |
| Property Address | 14 SPRUCE DR, ELLIJAY, GA 30540-3529 |
| Document Number | 002451/347 |
| Book / Page | 2451 / 347 |
| Instrument Date | Nov 15, 2021 |
| Instrument | 2021-004893 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 SPRUCE DR, ELLIJAY, GA 30540-3529 |
| Document Number | 0002451348 |
|---|---|
| Date | Nov 15, 2021 |
| Instrument | 2451/348 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 170 Months |
| Due | Jan 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILMER GA |
| Recording Date | Oct 1, 2013 |
| Property Address | 14 SPRUCE DR, ELLIJAY, GA 30540-3529 |
| Document Number | 001831/468 |
| Book / Page | 1831 / 468 |
| Instrument Date | Oct 1, 2013 |
| Instrument | 2013-002410 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 SPRUCE DR, ELLIJAY, GA 30540-3529 |
| Document Number | 001832/109 |
|---|---|
| Date | Oct 3, 2013 |
| Book Page | 1832/109 |
| Instrument | 006352 |
| Name | PRIMARY CAPITAL |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2043 |
Source: Gilmer County assessment roll, as of February 20, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Gilmer County |
| Unified School District | Gilmer County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,855.00 (-4.73%) Homeowner's exemption | $155,488 (-0.11%) Land $5,280 Building $150,208 | $388,720 (-0.11%) Land $13,200 Building $375,520 |
| 2023 | $1,947.00 (-15.79%) Homeowner's exemption | $155,652 (+18.46%) Land $4,400 Building $151,252 | $389,130 (+18.46%) Land $11,000 Building $378,130 |
| 2022 | $2,312.00 Homeowner's exemption | $131,400 Land $4,400 Building $127,000 | $328,500 Land $11,000 Building $317,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ETC Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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